Skip to main content
Hong Kong Monetary Authority
香港金融管理局
Contact Us
繁
简
A
A
A
Keyword Search
Select Category
The whole of the HKMA website
Press Releases
Speeches
inSight
R&M Column (Chinese only)
Data & Statistics
Publications
Research
Legislative Council Issues
Supervisory Policy Manual
Guidelines & Circulars
Guide to Authorization
Consultations
Show All Options
Modification Time
Modification Time
Anytime
Within The Past
Date Range
Done
Within The Past
24 hours
Week
Month
Year
Done
From
Done
a
To
Done
News and Media
Press Releases
R & M Column
Videos
Speeches
Forthcoming Events
inSight
Photo Gallery
Smart Consumers
Overview
e-Banking
Personal Digital Keys
Internet Banking
ATMs
Payment and Transfer
Faster Payment System (FPS)
e-CNY
e-Payment and Transfer
e-Wallets and Prepaid Cards
Credit Cards
Personal cross-boundary remittance between Hong Kong and Mainland China
Loans
Personal Credit
Mortgages
Premium Financing
General Banking Services
Account Opening and Maintenance
Autopay Services
Investment Services
Deposits
Beware of Fraudsters!
Don't Lend/Sell Your Account
Notes and Coins
2018 Series Hong Kong Banknotes
Coin Cart Schedule
Retirement Planning
Practical Information
Barrier-free Bank Branches and ATMs
Hotlines of Banks & Stored Value Facility Licensees
Complaints
Registers and Lists
Public Education Videos
Public Education Events
FAQs
Information in Other Languages
Data, Publications and Research
Data & Statistics
Daily Monetary Statistics
Monthly Statistical Bulletin
Economic & Financial Data for Hong Kong
CMU Bond Price Bulletin
Legislative Council Issues
Publications
Annual Report
Sustainability Report
Half-Yearly Monetary & Financial Stability Report
Quarterly Bulletin
Guide to Hong Kong Monetary, Banking and Financial Terms
Research
Research Memorandums
External Publications
Hong Kong Institute for Monetary and Financial Research
Other Research Papers
HKMA's Open Application Programming Interface (API)
Regulatory Resources
Registers and Lists
Register of AIs & LROs
Register of Securities Staff of AIs
Register of SVF Licensees
List of AI-related Trustees
Authorization, Licensing, Designation and Approval
Regulatory Guides
By Subject (Current)
Supervisory Policy Manual
Guidelines
Circulars
Guide to Authorization
Code of Practice
Explanatory Note
Practice Note
Additional Guidance
Consultations
Open
Closed
Key Functions
Money
Linked Exchange Rate System
Liquidity Facilities
Hong Kong Currency
Reserves Management
History
Exchange Fund's Statutory Purposes and Investment Objectives
Investment Management
Investment Performance
Risk Management
Responsible Investment
Exchange Fund Statistics and Publications
Banking
Banking Regulatory and Supervisory Regime
Banking Legislation, Policies and Standards Implementation
Banking Conduct and Enforcement
Anti-Money Laundering and Counter-Financing of Terrorism
Resolution Regime
Smart Banking
Regulatory Guides
Fintech Knowledge Hub
Green and Sustainable Banking Conference
International Financial Centre
Hong Kong as an International Financial Centre
Fintech
Bond Market Development
Financial Market Infrastructure
Stored Value Facilities and Retail Payment Systems
Stablecoin Issuers
Soft Infrastructure
International & Regional Financial Co-operation
Centre for Green and Sustainable Finance
HKMA Infrastructure Financing Facilitation Office
Cross-boundary Wealth Management Connect Scheme in the Guangdong-Hong Kong-Macao Greater Bay Area
Global Financial Leaders' Investment Summit
HKMA – BIS High-Level Conference
Hong Kong Green Week – Finance Stream
About Us
The HKMA
Governance Structure
Advisory Committees
The Chief Executive's Committee
Organisation Chart
Internal Audit
Sustainable HKMA
Tender Invitations
The HKMA Information Centre
Exhibition Area
Library
General Information
Guided Tours
Souvenirs
Related Organisations and Links
HKMA-related Organisations and Links
HKSAR Government & Related Organisations
Central Banks
Multilateral Organisations
Others
Join Us
Why the HKMA?
What We Do?
Current Vacancies
Opportunities for Students and Graduates to Join the HKMA
News and Media
Press Releases
Speeches
inSight
R & M Column
Forthcoming Events
Photo Gallery
Videos
Smart Consumers
Overview
e-Banking
Personal Digital Keys
Internet Banking
ATMs
Payment and Transfer
Faster Payment System (FPS)
e-CNY
e-Payment and Transfer
e-Wallets and Prepaid Cards
Credit Cards
Personal cross-boundary remittance between Hong Kong and Mainland China
Loans
Personal Credit
Mortgages
Premium Financing
General Banking Services
Account Opening and Maintenance
Autopay Services
Investment Services
Deposits
Beware of Fraudsters!
Don't Lend/Sell Your Account
Notes and Coins
2018 Series Hong Kong Banknotes
Coin Cart Schedule
Retirement Planning
Practical Information
Barrier-free Bank Branches and ATMs
Hotlines of Banks & Stored Value Facility Licensees
Complaints
Registers and Lists
Public Education Videos
Public Education Events
FAQs
Information in Other Languages
Data, Publications and Research
Data & Statistics
Daily Monetary Statistics
Monthly Statistical Bulletin
Economic & Financial Data for Hong Kong
CMU Bond Price Bulletin
Publications
Annual Report
Sustainability Report
Half-Yearly Monetary & Financial Stability Report
Quarterly Bulletin
Research
Research Memorandums
External Publications
Hong Kong Institute for Monetary and Financial Research
Other Research Papers
Legislative Council Issues
Guide to Hong Kong Monetary, Banking and Financial Terms
HKMA's Open Application Programming Interface (API)
Regulatory Resources
Registers and Lists
Register of AIs & LROs
Register of Securities Staff of AIs
Register of SVF Licensees
List of AI-related Trustees
Authorization, Licensing, Designation and Approval
Regulatory Guides
By Subject (Current)
Supervisory Policy Manual
Guidelines
Circulars
Guide to Authorization
Code of Practice
Explanatory Note
Practice Note
Additional Guidance
Consultations
Open
Closed
Key Functions
Money
Linked Exchange Rate System
Liquidity Facilities
Hong Kong Currency
Banking
Banking Regulatory and Supervisory Regime
Banking Legislation, Policies and Standards Implementation
Banking Conduct and Enforcement
Anti-Money Laundering and Counter-Financing of Terrorism
Resolution Regime
Smart Banking
Regulatory Guides
Fintech Knowledge Hub
Green and Sustainable Banking Conference
International Financial Centre
Hong Kong as an International Financial Centre
Fintech
Bond Market Development
Financial Market Infrastructure
Stored Value Facilities and Retail Payment Systems
Stablecoin Issuers
Soft Infrastructure
International & Regional Financial Co-operation
Centre for Green and Sustainable Finance
HKMA Infrastructure Financing Facilitation Office
Cross-boundary Wealth Management Connect Scheme in the Guangdong-Hong Kong-Macao Greater Bay Area
Global Financial Leaders' Investment Summit
HKMA – BIS High-Level Conference
Hong Kong Green Week – Finance Stream
Reserves Management
History
Exchange Fund's Statutory Purposes and Investment Objectives
Investment Management
Investment Performance
Risk Management
Responsible Investment
Exchange Fund Statistics and Publications
About Us
The HKMA
Governance Structure
Advisory Committees
The Chief Executive's Committee
Organisation Chart
Internal Audit
Sustainable HKMA
The HKMA Information Centre
Exhibition Area
Library
General Information
Guided Tours
Souvenirs
Join Us
Why the HKMA?
What We Do?
Current Vacancies
Opportunities for Students and Graduates to Join the HKMA
Tender Invitations
Related Organisations and Links
HKMA-related Organisations and Links
HKSAR Government & Related Organisations
Central Banks
Multilateral Organisations
Others
繁
简
Font Size
A
A
A
Print
Contact Us
Home
/
Other Information
/
Sitemap
Sitemap
Expand All
Collapse All
News and Media
Press Releases
Speeches
inSight
R & M Column
Forthcoming Events
Photo Gallery
Videos
Social Media Wall
Smart Consumers
Overview
e-Banking
Personal Digital Keys
Internet Banking
ATMs
Payment and Transfer
Faster Payment System (FPS)
e-Payment and Transfer
e-Wallets and Prepaid Cards
Credit Cards
Loans
Personal Credit
Mortgages
General Banking Services
Account Opening and Maintenance
Account Opening Process
Information Required
What if the Application is Rejected?
Updating Account Information
Banks should not...
Contact Details of Banks
Role of the HKMA
What's New?
Mr. Open's Blog
Autopay Services
Investment Services
Deposits
Beware of Fraudsters!
Don't Lend/Sell Your Account
Notes and Coins
2018 Series Banknotes
Coin Collection Programme
Retirement Planning
Silver Bond
HKMC Annuity Plan
Reverse Mortgage Programme
Policy Reverse Mortgage Programme
Practical Information
Barrier-free Bank Branches and ATMs
Hotlines of Banks & Stored Value Facility Licensees
Complaints
Complaints about Banks
Complaints about Stored Value Facility Licensees
Registers
Public Education Videos
Public Education Events
Public Education Seminar
Information Centre
Hong Kong Liberal Studies Financial Literacy Championship
Kiddie-Family Moneyland Programme
Build a Secure Cyberspace Promotional Campaign
“FPS • Payments Made Easy” - WhatsApp Stickers Design Competition
FAQs
Information in Other Languages
Data, Publications and Research
Data & Statistics
Daily Monetary Statistics
Interbank Liquidity
Monetary Base
Exchange Fund Bills & Notes Indicative Pricings
Usage of Renminbi Liquidity Facility
Monthly Statistical Bulletin
Economic & Financial Data for Hong Kong
CMU Bond Price Bulletin
Publications
Annual Report
Half-Yearly Monetary & Financial Stability Report
Quarterly Bulletin
Research
Research Memorandums
External Publications
Hong Kong Institute for Monetary and Financial Research
Other Research Papers
Legislative Council Issues
Guide to Hong Kong Monetary, Banking and Financial Terms
HKMA's Open Application Programming Interface (API)
Regulatory Resources
Registers
Register of AIs & LROs
Register of Securities Staff of AIs
Register of SVF Licensees
Authorization, Licensing, Designation and Approval
Regulatory Guides
By Subject (Current)
Supervisory Policy Manual
Guidelines
Circulars
Guide to Authorization
Code of Practice
Explanatory Note
Practice Note
Consultations
Open
Closed
Key Functions
Money
Linked Exchange Rate System
How Does the LERS Work?
Components of the Monetary Base
Exchange Fund Bills & Notes Programme
Transparency of Currency Board Operations
Milestones of Monetary Reform
Liquidity Facilities
Hong Kong Dollar Liquidity Facilities
RMB Liquidity Facility and Primary Liquidity Providers
Base Rate
US Dollar Liquidity Facility
Summary of Terms
Hong Kong Currency
Notes
2018 Series Banknotes
2010 Series Banknotes
2003 Series Banknotes
Ten-Dollar Polymer Note
Ten-Dollar Paper Note
Coins
Commemorative Coins and Coin Sets
Coin Collection Programme
Reproduction of Hong Kong Currency
Reproduction of Hong Kong Currency Notes
Reproduction of Hong Kong Coins
Money Past & Present
History and Evolution of Coins in Hong Kong
History and Evolution of Notes in Hong Kong
History of Note-issuing Banks in Hong Kong
Banking
Banking Regulatory and Supervisory Approach
The Three-tier Banking System
Authorization Regime
Regulatory & Supervisory Framework
Supervisory Co-operation
Digital Banks
Money Brokers
Banking Made Easy Initiative
Green and Sustainable Banking
Riding Out the COVID-19 Challenge
Pre-approved Principal Payment Holiday Scheme for corporate customers
Reform of Interest Rate Benchmarks
Banking Legislation, Policies and Standards Implementation
Banking Legislation
Capital
Leverage Ratio
Countercyclical Capital Buffer (CCyB)
Systemically Important Authorized Institutions (SIBs)
Liquidity
Exposure Limits
Disclosure
Other International Regulatory Standards
Banking Conduct and Enforcement
Consumer Protection
Financial Inclusion
Bank Culture
Director Empowerment
Complaints Handling and Redress Mechanisms
Enforcement Actions
Anti-Money Laundering and Counter-Financing of Terrorism
Ordinances & Statutory Guidelines
Guidance Papers & Circulars
Sanctions-related Notices and Updates
Disciplinary Actions
Speeches & Publications
Industry Guidance & Frequently Asked Questions
AML/CFT-related Information for Stored Value Facility Licensees
Statutory Guidelines
Circulars
Sanctions-related Notices & Updates
Publications
Training & Seminars
Useful Links
AML/CFT Regtech
Resolution Regime
About Resolution
Resolution Framework
Resolution Standards
Loss-absorbing Capacity
Resolution Planning
Resolution Execution
Smart Banking
Regulatory Guides
Fintech Knowledge Hub
Fintech Promotion Roadmap
Fintech Publications
Fintech Connect
Fintech News
Fintech Events
International Financial Centre
Hong Kong as an International Financial Centre
Dominant Gateway to China
Competitive International Financial Platform
Fintech
Open Application Programming Interface (API) for the Banking Sector
Phased Approach
Contact Information
The target go-live dates of Phase III and Phase IV Open API functions of each bank
Fintech Supervisory Sandbox (FSS)
Fintech Supervisory Chatroom (Chatroom)
Research and Application
Distributed Ledger Technology (DLT)
Trade Finance
Cybersecurity Fortification Initiative (CFI)
Closer Cross-border Collaboration
International Collaboration
Collaboration with Mainland China
Shenzhen Summer Internship Programme
Joint Events
Fintech Talent Development
Gap Year Placement Programme
Events
Bond Market Development
Government Bond Programme
Institutional Bond
Sukuk
iBond
Silver Bond
Government Green Bond Programme
Tax Concessions and Incentive Schemes
Financial Market Infrastructure
Overview of Financial Infrastructure in Hong Kong
Payment Systems
Debt Securities Settlement System
System Linkages
Faster Payment System (FPS)
Other Retail Payment Infrastructure
Over-the-Counter Derivatives Trade Repository
International Co-operation
Oversight of Financial Market Infrastructures
Mandate of the HKMA to Oversee Financial Market Infrastructures
Oversight Framework
Oversight Approach
Co-operative Oversight Arrangements
Accountability
Assessment of FMIs against International Standards
Disclosure Framework for FMIs under HKMA's Purview
Stored Value Facilities and Retail Payment Systems
Regulatory Regime for Stored Value Facilities
Regulatory Regime for Retail Payment Systems
Soft Infrastructure
Hong Kong Academy of Finance
Enhanced Competency Framework
Pilot Apprenticeship Programme for Private Wealth Management
Holistic Talent Development Strategy
Future Banking Bridging Programme
International & Regional Financial Co-operation
Participation in Multilateral Agencies & International Forums
Co-operation with other Central Banks
Centre for Green and Sustainable Finance
HKMA Infrastructure Financing Facilitation Office (IFFO)
About IFFO
News
Speeches
Events
IFFO Partners
Resources
Cross-boundary Wealth Management Connect Scheme in the Guangdong-Hong Kong-Macao Greater Bay Area
The Northbound Scheme
The Southbound Scheme
Frequently Asked Questions
Reserves Management
History
Exchange Fund's Statutory Purposes and Investment Objectives
Investment Management
Portfolio Segregation
Asset Allocation
Day-to-day Management
Investment Performance
Risk Management
Responsible Investment
Exchange Fund Statistics and Publications
About Us
The HKMA
Governance Structure
Advisory Committees
The Exchange Fund Advisory Committee
The Exchange Fund Advisory Committee
The Governance Sub-Committee
The Audit Sub-Committee
The Currency Board Sub-Committee
The Investment Sub-Committee
The Financial Infrastructure and Market Development Sub-Committee
The Banking Advisory Committee and Deposit-taking Companies Advisory Committee
The Banking Advisory Committee
The Deposit-taking Companies Advisory Committee
The Chief Executive's Committee
Organisation Chart
Exchange Fund Investment Office
Internal Audit
Internal Audit Charter
Corporate Social Responsibility
The HKMA Information Centre
Exhibition Area
Policy Section
Currency Section
Historical Timeline
Library
Online Catalogue
General Information
Code of Conduct for Visitors
Guided Tours
Souvenirs
Join Us
Why the HKMA?
What We Do?
Current Vacancies
Opportunities for Students and Graduates to Join the HKMA
Manager Trainee Programme
Graduate Economist Programme
Assistant Managers
Internship
Tender Invitations
Market Survey
Related Organisations and Links
HKMA-related Organisations and Links
HKSAR Government & Related Organisations
Central Banks
Multilateral Organisations
Others
Last revision date : 17 February 2025
Share