Closed
Consultations

Title Issue Date
Regulators conclude consultation on annual update to the list of Financial Services Providers under the clearing obligation for OTC derivative transactions 28 Jun 2019
Draft standard LAC disclosure templates and tables for industry consultation (with the consultation period running to 31 July 2019)

Consultation draft standard LAC disclosure templates and tables (PDF File, 1.4 MB)

25 Jun 2019
The HKMA issued a letter on 6 May 2019 to consult the banking industry on the proposed revisions to the SPM module CG-5 "Guideline on a Sound Remuneration System".

Enclosure (PDF File, 221.5 KB)

06 May 2019
Consultation on further enhancements to the OTC derivatives regime 26 Apr 2019
The HKMA issued a letter on 18 January 2019 to consult the banking industry on some proposed draft amendments to the Banking (Capital) Rules for implementing the Basel standard on Capital requirements for banks’ equity investments in funds in Hong Kong. Subject to the outcome of the consultation and the subsequent legislative process for rule-making, the HKMA is aiming to implement the above standard sometime in 2020 (e.g. H1 2020).

Enclosure (PDF File, 476.7 KB)

18 Jan 2019
Consultation on amendments to the Banking (Exposure Limits) Rules (26-10-2018)

Letter to HKAB re Consultation on draft Banking (Exposure Limits) Code (PDF File, 164.5 KB)
Letter to DTCA re Consultation on draft Banking (Exposure Limits) Code (PDF File, 165.6 KB)
Enclosure (PDF File, 652.9 KB)

26 Oct 2018
Draft FIRO Code of Practice chapter on Resolution Planning - LAC Requirements issued for industry consultation (with the consultation period running to 3 December 2018)

Consultation draft FIRO CoP chapter on LAC Requirements (PDF File, 421.2 KB)

19 Oct 2018
The HKMA issued a letter on 10 August 2018 to consult the banking industry on the proposed draft amendments to the Banking (Capital) Rules to implement the standardised approach for measuring counterparty credit risk exposures and the capital requirements for bank exposures to central counterparties in Hong Kong. Subject to the outcome of the consultation and the subsequent legislative process for rule-making, the HKMA is aiming to implement the above standards sometime within 2020 (e.g. H1 2020).

Enclosure (PDF File, 669.9 KB)

10 Aug 2018
HKMA collaborates on consultation to explore the opportunities of a Global Financial Innovation Network 07 Aug 2018
Draft AI LAC Rules issued for industry consultation (with the consultation period running to 5 September 2018)

Consultation draft AI LAC Rules (PDF File, 479.4 KB)

25 Jul 2018
Draft IRO LAC Amendment Bill issued for industry consultation (with the consultation period running to 5 September 2018)

Consultation draft IRO LAC Amendment Bill (PDF File, 77.9 KB)

25 Jul 2018
Consultation conclusion on rules for loss-absorbing capacity requirements for authorized institutions

Consultation conclusion (PDF File, 380.2 KB)
Press release

25 Jul 2018
Consultation on Level 2B assets under LCR and derivative liabilities under NSFR (PDF File, 565.9 KB)06 Jul 2018
Consultation on amendments to the Banking (Exposure Limits) Rules (28-06-2018)

Letter to HKAB re Consultation on amendments to the Banking (Exposure Limits) Rules (PDF File, 216.8 KB)
Letter to DTCA re Consultation on amendments to the Banking (Exposure Limits) Rules (PDF File, 213.6 KB)
Enclosure (PDF File, 2.7 MB)

28 Jun 2018
Consultation on amendments to the Banking (Exposure Limits) Rules (28-05-2018)

Letter to HKAB re Consultation on amendments to the Banking (Exposure Limits) Rules (PDF File, 224.4 KB)
Letter to DTCA re Consultation on amendments to the Banking (Exposure Limits) Rules (PDF File, 227.2 KB)
Appendix 1 Part A (PDF File, 173.6 KB)
Appendix 1 Part B (PDF File, 551.2 KB)
Appendix 2 (PDF File, 104.7 KB)

28 May 2018
Consultation on Implementation of Pillar 3 disclosure requirements - consolidated and enhanced framework - draft templates and tables (PDF File, 1.2 MB)15 May 2018
Consultation on the Implementation of TLAC Holdings Standard (PDF File, 472.9 KB)26 Apr 2018
Implementation of Revised Securitization Framework: Internal Assessment Approach (IAA) (PDF File, 468.5 KB)24 Apr 2018
Regulators consult on further enhancements to the OTC derivatives regulatory regime 27 Mar 2018
Regulators conclude consultation on further enhancements to the OTC derivatives regulatory regime
Consultation on amendments to the Banking (Exposure Limits) Rules (08-03-2018)

Letter to HKAB re Consultation on new rules to replace section 87 of the Banking Ordinance (PDF File, 246.8 KB)
Letter to DTCA re Consultation on new rules to replace section 87 of the Banking Ordinance (PDF File, 247.1 KB)
Enclosure (PDF File, 1.2 MB)

08 Mar 2018
Consultation on the revised Guideline on Authorization of Virtual Banks 06 Feb 2018
Consultation paper on rules for loss-absorbing capacity requirements for authorized institutions

Consultation paper (PDF File, 1.3 MB)
Press release

17 Jan 2018
HKMA launches industry consultation on Open API framework 11 Jan 2018
The HKMA issued a letter dated 6 Oct 2017 to consult the banking industry on implementation of Pillar 3 disclosure requirements – consolidated and enhanced framework in Hong Kong. The consultation is scheduled to close on 6 November 2017.

Consultation on Implementation of Pillar 3 disclosure requirements – consolidated and enhanced framework (PDF File, 489.7 KB)

06 Oct 2017
The HKMA issued a letter dated 11 Aug 2017 to consult the banking industry on revisions to regulatory reporting in the context of HKFRS 9 implementation. In addition to HKFRS 9 related amendments, a few other miscellaneous amendments have been incorporated to enhance clarity of the existing reporting requirements. Proposed revisions are highlighted in the attachments below. The consultation is scheduled to close on 15 Sept 2017.

Attachments

11 Aug 2017
Consultation on amendments to the Banking (Exposure Limits) Rules (21-07-2017)

Letter to HKAB re Consultation on proposed amendments to the Banking Ordinance for the implementation of recovery planning and new exposure limits (PDF File, 206.6 KB)
Letter to DTCA re Consultation on proposed amendments to the Banking Ordinance for the implementation of recovery planning and new exposure limits (PDF File, 207.1 KB)
Enclosure (PDF File, 379.4 KB)

21 Jul 2017
The HKMA issued a letter dated 22 June 2017 to consult the banking industry on implementation of the Interest Rate Risk in the Banking Book (IRRBB). The consultation is scheduled to close on 11 August 2017.

Consultation on Implementation of Interest Rate Risk in the Banking Book (IRRBB) Standards (PDF File, 405.3 KB)
Draft Supervisory Policy Manual module IR-1 “Interest Rate Risk in the Banking Book” (PDF File, 615.6 KB)
Draft return of “MA(BS)12 – Interest Rate Risk Exposures” (PDF File, 986.2 KB)
Draft return of “MA(BS)12i – Interest Rate Risk Exposures (Supplementary Information)” (PDF File, 155.9 KB)

22 Jun 2017
Joint HKMA-SFC consultation on the OTC derivatives regulatory regime 27 Apr 2017
Regulators release conclusions on the OTC derivatives regulatory regime
The HKMA issued a letter dated 13 Apr 2017 to consult the banking industry on implementation of Basel III leverage ratio framework in Hong Kong. The consultation is scheduled to close on 15 May 2017

Consultation on Implementation of Basel III Leverage Ratio Framework (PDF File, 189.1 KB)

13 Apr 2017
Consultation conclusion on Protected Arrangements Regulation

Consultation conclusion (PDF File, 236.4 KB)
Press release

06 Apr 2017
The HKMA issued a letter dated 31 March 2017 to consult the banking industry on implementation of Basel interim standard relating to the regulatory treatment of provisions under HKFRS 9. The consultation is scheduled to close on 2 May 2017.

Consultation on Regulatory Treatment of Provisions under HKFRS 9 (PDF File, 164.1 KB)

31 Mar 2017
Consultation on Implementation of Revised Securitisation Framework (PDF File, 420.9 KB)20 Jan 2017
Consultation paper on Protected Arrangements Regulation

Consultation paper (PDF File, 525.4 KB)
Press release

22 Nov 2016
Consultation on local implementation of Net Stable Funding Ratio

Letter to HKAB (PDF File, 15.8 KB)
Letter to DTCA (PDF File, 15.8 KB)
Enclosure (PDF File, 666.7 KB)

04 Nov 2016
The HKMA issued a letter dated 18 August 2016 to consult the banking industry on a draft set of disclosure templates and tables that authorized institutions are required to follow in making disclosure under the Revised Pillar 3 Disclosure Requirements released by the Basel Committee on Banking Supervision in January 2015 ("2015 package"). This relates to our consultation paper (CP 15.03) released on 17 December 2015 on our policy proposals for implementing the 2015 package. The consultation is scheduled to close on 18 October 2016.Consultation on Implementation of Revised

Revised Pillar 3 Disclosure Requirements Templates and Tables (PDF File, 1.2 MB)

18 Aug 2016
Consultation on proposed revision of Return MA(BS)1E (Liquidity Position of an Authorized Institution)

Letter to HKAB (PDF File, 40.8 KB)
Letter to DTCA (PDF File, 40.1 KB)
Enclosure 1 (EXCEL File, 124.1 KB)
Enclosure 2 (PDF File, 588.6 KB)

08 Jun 2016
Supervisory Policy Manual (SPM) : Consultation on revised module LM-1 on "Regulatory Framework for Supervision of Liquidity Risk"

Letter to HKAB (PDF File, 79.0 KB)
Letter to DTCA (PDF File, 78.8 KB)
Enclosure (PDF File, 1.7 MB)

02 Jun 2016
Supervisory Policy Manual (SPM) : Consultation on revised module LM-2 on “Sound Systems and Controls for Liquidity Risk Management”

Letter to HKAB (PDF File, 241.2 KB)
Letter to DTCA (PDF File, 242.4 KB)
Enclosure (PDF File, 575.6 KB)

01 Jun 2016
Consultation draft of resolution planning core information requirements

Consultation draft (PDF File, 350.8 KB)

22 Apr 2016
Basel III Implementation – Countercyclical Capital Buffer Ratio Standard Disclosure Template

Letter to All locally incorporated AIs (PDF File, 80.1 KB)
Enclosure 1 (PDF File, 37.6 KB)
Enclosure 2 (PDF File, 11.9 KB)
Enclosure 3 (PDF File, 38.7 KB)

29 Mar 2016
Consultation on amendments to the Banking (Exposure Limits) Rules (22-03-2016)

Consultation on new Exposure Limits framework (PDF File, 315.5 KB)

22 Mar 2016
Consultation Paper CP 16.01: Exposure Limits

Enclosure (PDF File, 465.5 KB)

22 Mar 2016
Supervisory Policy Manual (SPM) : Consultation on revised module LM-1 on “Regulatory Framework for Supervision of Liquidity Risk”

Letter to HKAB (PDF File, 105.8 KB)
Letter to DTCA (PDF File, 369.4 KB)
Enclosure (PDF File, 496.9 KB)

16 Mar 2016
Basel III implementation – Countercyclical Capital Buffer (“CCyB”) Ratio Standard Disclosure Template

Letter to HKAB (PDF File, 154.9 KB)
Letter to DTCA (PDF File, 155.6 KB)
Enclosure 1 (PDF File, 37.6 KB)
Enclosure 2 (PDF File, 12.2 KB)
Enclosure 3 (PDF File, 38.9 KB)

19 Feb 2016
The HKMA issued a letter dated 17 December 2015 to consult the banking industry on Implementation of Revised Pillar 3 Disclosure Requirements. The consultation is scheduled to close on 17 February 2016.

Consultation paper on Implementation of Revised Pillar 3 Disclosure Requirements (PDF File, 298.2 KB)

17 Dec 2015
Supervisory Policy Manual (SPM): Consultation on Draft Module on “Credit Risk Transfer Activities” (PDF File, 468.7 KB)30 Nov 2015
Consultation on Implementation of Basel standards relating to counterparty credit risk and banks’ equity investment in funds (PDF File, 346.2 KB)13 Oct 2015
Consultation response on establishment of an effective resolution regime in Hong Kong

Consultation response (PDF File, 303.7 KB)
Press release

09 Oct 2015
Joint HKMA-SFC consultation on mandatory clearing and reporting for OTC derivatives market 30 Sep 2015
Regulators release conclusions on introducing mandatory clearing and expanding mandatory reporting for OTC derivatives market
Regulators release further consultation conclusions on introducing mandatory clearing and expanding mandatory reporting for OTC derivatives market
Supervisory Policy Manual (SPM) Module CA-B-3 "Countercyclical Capital Buffer (CCyB) – Geographic Allocation of Private Sector Credit Exposures"

Letter to All locally incorporated AIs (PDF File, 355.5 KB)
Enclosure (PDF File, 73.6 KB)

25 Sep 2015
The HKMA issued a letter dated 22 September 2015 to consult the banking industry on certain changes to the Return of Capital Adequacy Ratio (Form MA(BS)3)) covering those associated with implementation of the Basel III Capital Buffer Requirements in Hong Kong in 2016. The consultation is scheduled to close in October 2015.

Draft Template for Quarterly Reporting on the Countercyclical Capital Buffer (PDF File, 83.0 KB)
Draft Completion Instructions for the Quarterly Reporting on the Countercyclical Capital Buffer (PDF File, 152.3 KB)
Draft Template for the revised Return of Capital Adequacy Ratio (Part I: Summary Certificate on Capital Adequacy Ratios) (PDF File, 99.3 KB)
Draft Completion Instructions for the revised Return of Capital Adequacy Ratio (Part I: Summary Certificate on Capital Adequacy Ratios) (PDF File, 87.9 KB)

22 Sep 2015
Consultation on draft Banking (Capital) (Amendment) Rules 2015 (PDF File, 233.2 KB)31 Aug 2015
Return on Liquidity Monitoring Tools (Form MA(BS)23)

Letter to HKAB (PDF File, 85.1 KB)
Letter to DTCA (PDF File, 85.1 KB)
Enclosure 1 (PDF File, 209.3 KB)
Enclosure 2 (PDF File, 422.9 KB)

03 Jun 2015
Update on reporting and record keeping rules for OTC derivatives 15 May 2015
New Supervisory Policy Manual (SPM) Module CA-B-2: Systemically Important Banks

Letter to All AIs (PDF File, 305.7 KB)
Enclosure - Supervisory Policy Manual (SPM) Module CA-B-2: Systemically Important Banks (PDF File, 229.2 KB)

18 Feb 2015
Consultation on Liquidity Coverage Ratio (“LCR”) Standard Disclosure Template

Basel III Implementation – Standard Templates for Disclosures in relation to Leverage Ratio (PDF File, 35.1 KB)
Annex 1 – Summary Comparison Table and Explanatory Note (PDF File, 47.2 KB)
Annex 2 – Leverage Ratio Common Disclosure Template and Explanatory Note (PDF File, 60.9 KB)

30 Jan 2015
Supervisory Policy Manual (SPM) CA-B-1 "Countercyclical Capital Buffer (CCyB) – Approach to its Implementation"

Letter to All AIs (PDF File, 693.7 KB)

27 Jan 2015
Consultation draft of resolution planning core information requirements

Consultation paper (PDF File, 709.2 KB)
Press release

21 Jan 2015
Consultation on Liquidity Coverage Ratio (“LCR”) Standard Disclosure Template

Liquidity Coverage Ratio Standard Disclosure Template (PDF File, 26.2 KB)
Liquidity Coverage Ratio Standard Disclosure Template Completion Instructions (PDF File, 117.8 KB)

15 Jan 2015
Joint HKMA-SFC consultation conclusions on reporting and record keeping rules for OTC derivatives (18 Jul 2014) 28 Nov 2014
Consultation on draft Banking (Disclosure) (Amendment) Rules 2014

Draft Banking (Disclosure) (Amendment) Rules 2014 (PDF File, 101.2 KB)

14 Nov 2014
Consultation on Basel III implementation – Disclosure Requirements

Consultation Paper: Implementation of Basel III disclosure standards in Hong Kong (for Leverage Ratio, Liquidity Coverage Ratio and Capital Buffers) (D2) (PDF File, 48.1 KB)

29 Oct 2014
Consultation on Return of Information for Assessment of Systemically Important Authorized Institutions (SIBs)

Letter to HKAB (PDF File, 17.5 KB)
Letter to DTCA (PDF File, 17.6 KB)
Enclosure 1 (PDF File, 71.8 KB)
Enclosure 2 (PDF File, 12.8 KB)

22 Oct 2014
Consultation on draft Supervisory Policy Manual (SPM) module “Systemically Important Banks”

Letter to HKAB (PDF File, 32.9 KB)
Letter to DTCA (PDF File, 33.1 KB)
Enclosure (PDF File, 260.9 KB)

08 Oct 2014
Consultation on Reporting of Liquidity Coverage Ratio under Return MA(BS)1E

Letter to HKAB (PDF File, 49.8 KB)
Letter to DTCA (PDF File, 49.8 KB)
Enclosure 1 (EXCEL File, 292.5 KB)
Enclosure 2 (PDF File, 476.7 KB)

15 Sep 2014
Revised SPM module “Overview of Capital Adequacy Regime for Locally Incorporated Authorized Institutions” (CA-G-1) (PDF File, 625.1 KB)15 Sep 2014
Consultation on enhancements to Deposit Protection Scheme launched 12 Sep 2014
Consultation Conclusions on Enhancements to the Deposit Protection Scheme Released
Consultation on draft Banking (Liquidity) Rules and related Code of Practice

Letter to HKAB (PDF File, 39.9 KB)
Letter to DTCA (PDF File, 44.6 KB)
Enclosure 1 (PDF File, 339.3 KB)
Enclosure 2 (PDF File, 220.3 KB)

15 Aug 2014
Consultation on Supervisory Policy Manual (SPM) "Approach to Implementing the Countercyclical Capital Buffer (CCyB)"

Letter to HKAB (PDF File, 131.9 KB)
Letter to DTCA (PDF File, 131.9 KB)
Enclosure (PDF File, 539.8 KB)

14 Aug 2014
Consultation on draft Banking (Capital) (Amendment) Rules 2014 (PDF File, 110.8 KB)11 Aug 2014
Joint HKMA-SFC consultation on mandatory reporting and related record keeping rules for OTC derivatives market 18 Jul 2014
Consultation on Basel III implementation – Leverage Ratio

Quarterly Template on Leverage Ratio (EXCEL File, 512.0 KB)
Completion Instructions of the Quarterly Template on Leverage Ratio (PDF File, 48.1 KB)
Annex – Leverage Ratio Framework (PDF File, 151.3 KB)
Supplementary guidance - "Frequently asked questions on the Basel III leverage ratio framework"

09 May 2014
Consultation on Returns for Reporting of Liquidity Maintenance Ratio and Liquidity Monitoring Tools

Letter to HKAB (PDF File, 87.6 KB)
Letter to DTCA (PDF File, 80.7 KB)
Enclosure 1 (PDF File, 156.5 KB)
Enclosure 2 (PDF File, 229.7 KB)
Enclosure 3 (PDF File, 137.9 KB)
Enclosure 4 (PDF File, 62.2 KB)

30 Apr 2014
Consultation on a Framework for Systemically Important Banks in Hong Kong

Letter to HKAB (PDF File, 375.0 KB)
Letter to DTCA (PDF File, 376.1 KB)
Enclosure (PDF File, 217.2 KB)

24 Mar 2014
Consultation on Basel III implementation – Leverage Ratio

Quarterly Template on Leverage Ratio (PDF File, 24.9 KB)
Completion Instructions of the Quarterly Template on Leverage Ratio (PDF File, 55.7 KB)
Annex – Leverage Ratio Framework (PDF File, 147.3 KB)

21 Mar 2014
Consultation paper on an effective resolution regime in Hong Kong

Consultation paper (PDF File, 431.6 KB)
Press release
Frequently asked questions (PDF File, 108.6 KB)

07 Jan 2014
Regulators release conclusions (11 Jul 2012) on further proposals for regulating OTC derivatives market 06 Sep 2013
Consultation on Implementation of Basel III Liquidity Standards

Letter to HKAB (PDF File, 28.1 KB)
Letter to DTCA (PDF File, 28.1 KB)
Enclosure (PDF File, 413.6 KB)

12 Jul 2013
Consultation on Basel III Implementation – Disclosure Requirements

Consultation Paper: Standard Templates for Disclosures in Relation to Regulatory Capital (PDF File, 50.2 KB)
Annex 1 - Capital Disclosures Template and Explanatory Note (PDF File, 115.0 KB)
Annex 2 - Transition Disclosures Template and Explanatory Note (PDF File, 83.8 KB)
Annex 3 - Main Features Template and Explanatory Note (PDF File, 50.9 KB)
Annex 4 - Illustration (PDF File, 55.6 KB)

07 Jun 2013
Consultation on the proposed regulatory regime for stored value facilities and retail payment systems begins 22 May 2013
Consultation conclusions for proposed regulatory regime for stored value facilities and retail payment systems in HK released
Basel III: Revisions to Liquidity Coverage Ratio (LCR)

Letter to all AIs (PDF File, 380.8 KB)
Enclosure 1 (PDF File, 33.1 KB)
Enclosure 2 (PDF File, 25.8 KB)

17 Jan 2013
Consultation on draft Banking (Disclosure) (Amendment) Rules 2013

Annex – Draft Banking (Disclosure) (Amendment) Rules 2013 (PDF File, 125.1 KB)

27 Nov 2012
Regulators release consultation conclusions (17 Oct 2011), supplemental consultation on proposals to regulate OTC derivatives market 11 Jul 2012
Consultation on Basel III Implementation – Disclosure Requirements

Consultation Paper: Implementation of Basel III disclosure standards in Hong Kong (PDF File, 56.1 KB)
Annex – Draft Banking (Disclosure) (Amendment) Rules 2012 (PDF File, 109.1 KB)

29 Jun 2012
Consultation on Basel III Implementation

Letter to HKAB (PDF File, 114.8 KB)
Letter to DTCA (PDF File, 108.2 KB)
Enclosure 1 (PDF File, 51.8 KB)
Enclosure 2 (PDF File, 51.8 KB)
Enclosure 3 (PDF File, 606.1 KB)
Enclosure 4 (PDF File, 41.9 KB)

18 Jun 2012
Consultation on Basel III Implementation

Letter to HKAB (PDF File, 166.2 KB)
Letter to DTCA (PDF File, 166.5 KB)
Enclosure 1 (PDF File, 331.5 KB)
Enclosure 2 (PDF File, 77.6 KB)

20 Jan 2012
Consultation on implementation of Basel III capital standards in Hong Kong

Consultation Paper: Implementation of Basel III Capital Standards in Hong Kong (PDF File, 331.5 KB)

20 Jan 2012
Consultation begins on proposed regulatory regime for OTC derivatives market 17 Oct 2011
The Sharing of Mortgage Data for Credit Assessment Consultation Document issued by the Office of the Privacy Commissioner for Personal Data

HKMA's submission dated 8 February 2011 (PDF File, 33.7 KB)
HKMA's supplementary submission dated 17 February 2011 (PDF File, 19.1 KB)
HKMA's supplementary submission dated 23 February 2011 (PDF File, 57.4 KB)
HKMA's supplementary submission dated 25 February 2011 (PDF File, 306.1 KB)
HKMA's supplementary submission dated 25 February 2011 (PDF File, 20.1 KB)

05 Jan 2011
Second Consultation on Enhancement of AML Regulatory Regime for Financial Sectors 10 Dec 2009
Consultation on Enhancement of AML Regulatory Regime for Financial Sectors 14 Jul 2009
Consultation on Draft Banking (Disclosure) Rules 01 Sep 2006
Consultation on Draft Banking (Capital) Rules 03 Aug 2006
Second Public Consultation on Deposit Insurance

Enclosure 1 (PDF File, 264.3 KB)

27 Mar 2002
Deposit Insurance Scheme 07 Sep 2001
Enhancing Deposit protection in Hong Kong 24 Oct 2000
Consultation Paper on the Proposal to set up a Commercial Credit Reference Agency

Enclosure 1 (Word File, 34.5 KB)

14 Jul 2000
Hong Kong Banking Sector Consultancy Study - Consultation exercise on the detailed recommendations

Enclosure 1 (PDF File, 1.7 MB)

15 Jan 1999
Hong Kong Banking Sector Consultancy Study: Comments Received from the Public Consultation
Policy Response to the Banking Sector Consultancy Study

Enclosure 1 (Word File, 22.0 KB)
Enclosure 2 (Word File, 76.5 KB)
Enclosure 3 (PDF File, 125.7 KB)

Consultation on Code of Banking Practice to commence 17 Jan 1997
Last revision date : 26 August 2019