"$mart Money Management 321”
Board Game

  • Game Introduction
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    Under the current technology development, online shopping and digital payment become increasingly popular, the Hong Kong Monetary Authority has launched a financial education board game “$mart Money Management 321”, which is designed and published by the social enterprise People On Board. By completing specified missions with an immersive experience, primary school students can learn about various money management concepts, equipping them to become smart and responsible financial consumers when they grow up:

    • Learn about different payment methods;
    • Learn to use money smartly and distinguish between “needs” and “wants”;
    • Understand the concept of saving, sources of income and basic banking services;
    • Cultivate responsible spending attitudes and positive money management concepts;
    • Understand the proper and improper use of online banking services and online shopping behaviour, and enhance their cybersecurity awareness.

    Now the board game is available at:

    📍 HKMA Information Centre
    55/F, Two International Finance Centre, 8 Finance Street, Central, Hong Kong https://www.hkma.gov.hk/eng/about-us/the-hkma-information-centre/general-information/

    📍 People On Board’s Physical Outlets

    • Head office: POB Board Game Lab
      H304, Block B, PMQ, 35 Aberdeen Street, Central, Hong Kong

    📍 People On Board’s Online Shop
    https://www.pob.hk/

    “$mart Money Management 321” Price: HK$188

  • Game Tutorial
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    No. of players: 2 - 4    |     Age: 8+    |   Time: 30 minutes     

    "$mart Money Management 321” Demo Video

    Transcript (PDF File)

  • “$mart Money Management + Fraud Prevention” Booth at Hong Kong Book Fair 2025
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    In the past two years, the Hong Kong Monetary Authority (HKMA) set up a booth at the Hong Kong Book Fair to promote the original financial education game “$mart Money Management 321” and the responses were overwhelming. This year, the booth is themed “$mart Money Management + Fraud Prevention”, reminding visitors to beware of the “Despicable Banana” to trick its victims in different forms of disguises and lure them to click on fake links, and the correct attitude in handling phishing messages.   “Despicable Banana” is the main character of the HKMA’s new anti-scam video series titled “Click the Links, Fall for Scams!”.  It is a seemingly harmless figure that reveals its true, greedy nature once it has hooked its victims.

    You are welcome to visit the HKMA booth (3B-B02) at the Children’s Paradise on the 3/F during the Hong Kong Book Fair 2025. The booth features an anti-scam interactive game zone and a photo-taking spot, as well as a corner for free trial of the HKMA’s financial education board game “$mart Money Management 321”.   Participants of the interactive booth games will have a chance to take home a set of “$mart Money Management 321”, the limited edition of the “Despicable Banana” plush bag or other exquisite souvenirs for free.


    Booth details:

    Venue: 3B-B02, Children's Paradise Zone, 3/F
    Hong Kong Convention and Exhibition Centre
    1 Harbour Road, Wan Chai
    Date: 16-22 July 2025 (Wed - Tue)
    Time*:

    16-21 July 2025 (Wed - Mon)
    10am – 10pm

    -----------------------------------------------------

    22 July 2025 (Tue)
    9am –  5pm

    *Admission closes 45 minutes prior to the closing time of the fair

    The limited edition banana-like plush bag has an adorable appearance, but it’s actually a disguise! When you unzip it, it's like clicking on a fake link, revealing its true evil nature immediately.

    Other exquisite souvenirs featuring “Despicable Banana” include "$mart Money Management + Anti-Fraud" stickers and notepads.

  • Hong Kong Book Fair 2024
    “$mart Money Management Carnival”
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    The “$mart Money Management 321” board game is restaged at the Hong Kong Book Fair, with the booth themed “Money Management Carnival” this year.

    Visitors tried the award-winning and popular board game “$mart Money Management 321” and participated in other engaging booth games with the opportunity to take home the “企業綠化大變身”, the town’s first board game focused on green financing, as well as a range of exquisite souvenirs.

    In the aforementioned green financing board game, players assume the roles of different corporations and embark on a green transformation journey by raising funds in the financial market, thereby deepening their understanding of green financing. The game also conveys various messages on global warming, climate change, ESG, and greenwashing through the "Green Information Cards”.

    Throughout the book fair, our booth was bustling with people, creating a lively atmosphere.

    “企業綠化大變身”, the first educational board game themed green financing in the town

    Other souvenirs include “Money Management Carnival” stickers and “$mart Money Management 321” rulers

  • “$mart Money Management Wonderland” Public Education Campaign
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    “$mart Money Management Experiential Centre”

    The HKMA launches the “$mart Money Management Wonderland” Campaign to further promote the HKMA’s financial education Board Game “$mart Money Management 321”.  Through the designated showroom at PMQ in Central and online parenting workshops, the public can play to learn money management concepts at the festive moment.

    Venue: Room HG13 and HG20
    G/F, Block B, PMQ
    35, Aberdeen Street,
    Central, Hong Kong
    Date: 16 Dec 2023 – 18 Feb 2024*
    *Closed during 10-13 Feb 2024 due to Chinese New Year holiday
    Time: Monday - Friday
    11:00 a.m. – 6:00 p.m.
    -----------------------------------------------------
    Saturday, Sunday, Public Holiday & School Holiday ^
    11:00 a.m. – 8:00 p.m.
    2:00p.m. – 3:00 p.m. & 5:00 p.m. – 6:00 p.m. with trial sessions of “$mart Money Mangement 321” board game available

    ^School Holiday – 27 -29 Dec 2023 & 14-16 Feb 2024


    Giant board game for experiencing different payment methods


    Four Money Management Interactive Games:

    1. Necessity & Desire – Learning the difference between “needs” and “wants”
    2. Earning & Saving – Understanding source of income and the importance of saving
    3. Zigzag Path with Benevolence – Helping those in needs via donation and volunteer work
    4. Cybersecurity Dos & Don’ts – Building up cybersecurity awareness


    Photo-taking spot featuring panorama of the Victoria Harbour


    Trial Sessions of the “$mart Money Management 321” Board Game at designated time slots

     “$mart Money Management 321 Parenting Workshops"

    The HKMA is going to host two workshops in the morning of two Saturdays in Dec 2023 and Dec 2024.   Members of the public can participate in the “$mart Money Management Wonderland - Wall Game” (理財童樂園有獎遊戲) at the HKMA Facebook Page and answer one simple question.  Each selected participant can bring a kid aged 6 to 12 to join the workshop#.    A new round of the wall game will be rolled out after mid Jan 2024.   Game winners will be able to join the workshop to be held at the Auditorium of the HKMA on 3 Feb 2024 where they can try the board game and visit the HKMA Information Centre. Stay tuned!

    #After attending the workshop, each family will get a set of the “$mart Money Management” board game and the “Money Management with Fun” card game.

  • Hong Kong Book Fair 2023 Activities
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    "$mart Money Management 321” has been officially launched at the Hong Kong Book Fair 2023. During the Book Fair, many parents, children and teachers came to our booth to try the board game and take photos, and then took home cool and practical souvenirs. All visitors had an enjoyable stopover there.

    Souvenirs include “理財智FUN卡” card game, A4 plastic folder and stickers.

    「理財智FUN卡」Game Tutorial (Chinese version only)

    Transcript (PDF File)

  • International Design Awards
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    Since its launch, our financial education board game "$mart Money Management 321" has won multiple awards in international design competitions.  The awards include:

    Award Name

    Award Level

    Category

    Logo

    MUSE Design Awards 2023

    Silver Award

    Product Design – Toys

    MUSE Design Awards 2023

    Silver Award

    Product Design – Educational Tools / Teaching Aids / Learning Devices

    New York Product Design Awards 2023

    Silver Winner

    Toys – Educational Toys

    London Design Awards 2023

    Silver Winner

    Product Design – Baby, Kids & Children Products

    London Design Awards 2023

    Silver Winner

    Product Design – Educational Tools / Teaching Aids / Learning Devices

     

    International Design Awards (IDA) 2023

     

    Bronze Winner

    Product Design – Toys, Gaming & Leisure / Board Games

    Design Skills Awards 2023

    Platinum Winner

    Best Education & Learning Tools Design

    London International Creative Competition 2023

    Honorable Mention

    USE (Product)

    C-Idea Design Award 2024

    New Star Award

    Industrial Design

    Hong Kong Smart Design Awards 2025

    Silver Corporate

    Traditional Toys & Games

    Besides, the “$mart Money Management Experiential Centre”, the designated showroom at PMQ in Central for festive promotion and public education from December 2023 to February 2024, has won an international interior design award as below:

    French Design Awards 2024

    Silver Winner

    Interior Design / Educational Play Spaces

Last revision date : 14 July 2025