Information on banks’ SME lending services

Bank of China (Hong Kong) Limited

Dedicated web page:
www.bochk.com/dam/smeinone/en.html

Dedicated hotline:
(852) 3988 2288

• Accounts receivable financing
• Asset-Pledge Loan
• BOC "Small Business Loan" Unsecured Loan
• Overdraft
• Revolving loan

• Trade finance import services
  - Open Documentary Credit (L/C), Import Bills
• Trade finance export services
  - Export Bills, Transfer of Documentary Credits
• Supply Chain Finance Solution

• Mortgage loan

• BOCHK Bill Merchant Loan
• New Data-Oriented Financing Scheme
• SME Financing Guarantee Scheme (SFGS 80%/90%)
• Innovation & Technology and Talent Financing Incentive Scheme
• Premium financing

The Bank of East Asia, Limited

Dedicated web page:
www.hkbea.com/html/en/bea-corporate-banking-sme-financing.html

Dedicated hotline for BEA EEF and DLGS products:
(852) 3608 1220

Dedicated hotline for other SME banking facilities:
(852) 2211 1338

• Overdraft
• Revolving loan

• Trade finance

• BEA Enterprise Easy Fund (EEF) - Secured Loan
• BEA Enterprise Easy Fund (EEF) - Card Merchant Loan
• BEA Enterprise Easy Fund (EEF) - Trader Loan
• Mortgage loan

• Hire purchase
• Dedicated 100% Loan Guarantee Scheme (DLGS)
• SME Financing Guarantee Scheme (SFGS 80%/90%)

China Construction Bank (Asia) Corporation Limited

Dedicated web page:
www.asia.ccb.com/hongkong/commercial

Dedicated hotline:
(852) 3718 3324

• Overdraft
• Revolving loan

• Trade finance

• Term loan

• Profit tax loan
• SME Financing Guarantee Scheme (SFGS 80%/90%)

Citibank, N.A.

Dedicated web page:
www.citibank.com.hk/english/citibusiness/citi-commercial-bank

Dedicated hotline:
(852) 2957 7777

• Overdraft
• Revolving loan

• Trade finance

• Mortgage loan
• Term loan

• SME Financing Guarantee Scheme (SFGS)

Dah Sing Bank, Limited

Dedicated web page:
www.dahsing.com/html/en/business_banking

Dedicated hotline:
(852) 2828 8008

• Factoring service
• Merchant Receivables Loan
• Overdraft
• Revolving loan

• Advance against Receivables
• Import LC
• Import Documentary Collection
• Invoice Financing
• Export LC Negotiation
• Packing Credit
• Purchase of Export DP / DA bills
• Shipping Guarantee
• Trust Receipt Loan

• 328 SME Express Money Instalment Loan
• Mortgage loan
• Term loan

• Corporate credit card
• Investment Loan
• Premium financing
• SME Financing Guarantee Scheme (SFGS 80%/90%)

DBS Bank (Hong Kong) Limited

Dedicated web page:
www.dbs.com.hk/sme

Dedicated hotline:
(852) 2290 8123

• SME Business Instalment Loan
• Overdraft
• Revolving term loan

• Account Receivables Purchase
• Purchase Invoice Financing
• Sales Invoice Financing
• Other trade financing includes Import Services, Export Services and Letter of Guarantee / Standby Documentary Credit

• Property loan
• Equipment financing
• Vehicle financing

• Alternative lending trade finance
• Corporate tax loan
• SME Financing Guarantee Scheme (SFGS 80%/90%)
• Dedicated 100% Loan Guarantee Scheme (DLGS)
• Business card

Hang Seng Bank, Limited

Dedicated web page:
www.hangseng.com/en-hk/business/scale-your-business/lending-business-loan

Dedicated hotline:
(852) 2198 8033

• Hang Seng Business Loan (overdraft)
• Revolving loan

• Trade finance

• Hang Seng Business Loan (unsecured instalment loan)
• Property mortgage loan
• Commercial loan

• SME Financing Guarantee Scheme (SFGS 80%/90%)
• InnoBooster Loan
• Hire purchase loan
• SME Green Loan
• Social loan

The Hongkong and Shanghai Banking Corporation Limited

Dedicated web page:
www.business.hsbc.com.hk

Dedicated hotline:
(852) 2748 8278

Dedicated hotline for Commercial Banking application:
(852) 2748 8238
(For SME lending: option 5 after language selection)

• Overdraft
• Revolving loan
• Secured credit

• Import Documentary Credit
• Shipping Guarantee
• Export Bill Negotiation
• Financing under Export Documentary Collections
• Guarantee
• Buyer Loan (pre-shipment / post shipment)
• Seller Loan (pre-shipment / post shipment)
• Receivable Finance
• HSBC TradePay
• Merchant Financing Programme

• Business Instalment Loan
• InnoTech Business Instalment Loan
• Mortgage loan

• Leasing, equipment finance or hire purchase loan
• Premium financing
• Profits Tax Loan
• SME Financing Guarantee Scheme (SFGS 80%/90%)
• Corporate credit card

Industrial and Commercial Bank of China (Asia) Limited

Dedicated web page:
www.icbcasia.com/hk/en/commercial/sme-financing/default.html

Dedicated hotline:
(852) 2189 5588

• Overdraft
• Revolving loan

• Trade finance

• Payment and settlement loan (overdraft / instalment loan)
• Innovation and technology financing (overdraft / instalment loan)
• SME Financing Guarantee Scheme (SFGS 80%/90%)

OCBC Bank (Hong Kong) Limited

Dedicated web page:
www.ocbc.com.hk/business-banking/en

Dedicated hotline:
(852) 2633 0628

• Overdraft
• Revolving loan

• Trade finance (import/ export)

• Mortgage loan

• Corporate credit card
• Dedicated 100% Loan Guarantee Scheme (DLGS)
• SME Financing Guarantee Scheme (SFGS 80%/90%)

Standard Chartered Bank (Hong Kong) Limited

Dedicated web page:
www.sc.com/hk/business

Dedicated hotline:
(852) 3843 5555

• Overdraft
• Revolving loan

• Trade finance

• Business Instalment Loan
• Business mortgage

• E-commerce financing program
• SME Financing Guarantee Scheme (SFGS 80%/90%)

Ant Bank (Hong Kong) Limited

Dedicated web page:
www.antbank.hk/SME-product?lang=en_us&

Dedicated hotline:
(852) 2325 0303

• SME loan

Bank of Communications (Hong Kong) Limited

Dedicated web page:
https://www.hk.bankcomm.com/hk/shtml/hk/en/2005674/list.shtml?channelId=2005674

Dedicated hotline:
(852) 2269 9388

• Overdraft
• Revolving loan

• Trade finance

• Mortgage loan
• Term loan

• Profit tax loan
• SME Financing Guarantee Scheme (SFGS 80%/90%)

China CITIC Bank International Limited

Dedicated web page:
www.cncbinternational.com/sme/business-financing/en/index.jsp

Dedicated hotline:
(852) 2287 6868

• Overdraft
• Revolving loan

• Trade finance

• Mortgage loan
• Term loan

• SME Financing Guarantee Scheme (SFGS 80%/90%)
• Dedicated 100% Loan Guarantee Scheme (DLGS)
• Wealth Management Facility
• Life Insurance Policy Financing Facility

Chiyu Banking Corporation Limited

Dedicated web page:
www.chiyubank.com/chiyu/en_corporate_banking1_1.htm

Dedicated hotline:
(852) 3982 9768

• Overdraft
• Revolving loan

• Trade finance

• Commercial mortgage loan
• Term loan

• SME Financing Guarantee Scheme (SFGS 80%/90%)
• Corporate tax loan
• Corporate premium financing
• Machinery & equipment financing

Chong Hing Bank Limited

Dedicated web page:
www.chbank.com/en/commercial/banking-services/loans/smes-lending-service/index.shtml

Dedicated hotline:
(852) 3768 0222

• Overdraft
• Revolving term loan

• Import Documentary L/C
• Import Finance
• Import Collection
• Shipping Guarantee
• Import Loan for Open Account Trading
• Transfer L/C
• Export Collection
• Purchase of Export D/P or D/A Documents
• Negotiation of Export Bill under L/C
• Packing Loan
• Invoice Discounting for Open Account Trading
• Factoring

• Property mortgage
• Term loan / instalment loan

• Simplified Secured Loan
• SME Financing Guarantee Scheme (SFGS 80%/90%)

CMB Wing Lung Bank Limited

Dedicated web page:
www.cmbwinglungbank.com/wlb_corporate/en/commercial/loan/sme-loan.html

Dedicated hotline:
(852) 2826 8307

• Overdraft
• Revolving loan

• Trade finance

• Term loan
• Instalment loan

• SME Financing Guarantee Scheme (SFGS)
• Project finance

First Commercial Bank, Ltd.

Dedicated hotline:
(852) 2294 7818

• Short, medium, long-term working capital loan
• Bank overdraft
• Loan with time deposit pledged

• Import loan
• Export loan
• Export negotiation

• Residential mortgage loan
• Office mortgage loan
• Commercial mortgage loan
• Industrial mortgage loan

• Bank guarantee

Fubon Bank (Hong Kong) Limited

Dedicated web page:
www.fubonbank.com.hk/en/corporate-banking/sme.html

Dedicated hotline:
(852) 3767 6883

• Overdraft
• Revolving loan

• Trade finance
• Factoring

• Mortgage loan
• Term loan

• Equipment finance
• SME Financing Guarantee Scheme (SFGS 80%/90%)

Fusion Bank

Dedicated web page:
https://www.fusionbank.com/biz/loanapplication.html?lang=en

Dedicated hotline:
(852) 3187 1333

• Business Instalment Loan "365"
• Start-Up Loan “162”

• SME Financing Guarantee Scheme (SFGS 80%/90%)

Livi Bank Limited

Dedicated web page:
www.livibank.com/business/Business-Instalment-Loan.html

Dedicated hotline:
(852) 2929 2998

• livi Business Instalment Loan

• livi Business Instalment Loan (SFGS 80%/90%)

Nanyang Commercial Bank, Limited

Dedicated web page:
www.ncb.com.hk/nanyang_bank/eng/html/12203.html

Dedicated hotline:
(852) 2616 6638

• NCB unsecured “Small Business Loan”
• Overdraft
• Revolving loan
• Medium and Long-term Financing

• Import and Export Services and Financing

• Property mortgage loans

• NCB Profits Tax Loan
• SME Financing Guarantee Scheme (SFGS)

PAO Bank Limited

Dedicated web page:
www.paob.com.hk/en/sme-banking-services.html

Dedicated hotline:
(852) 3762 9900

• Business Revolving Loan
• Business Short-term Loan
• eFast Loan

• Trade-Connect Loan

• Business Instalment Loan
• Business Secured Loan

• SME Financing Guarantee Scheme (SFGS 80%/90%)

Public Bank (Hong Kong) Limited

Dedicated web page:
www.publicbank.com.hk/en/commercialbanking

Dedicated hotline for Vehicle Financing:
(852) 2541 9221

Dedicated hotline for other SME banking facilities:
(852) 2853 4604

• Overdraft
• Revolving loan
• Stocking loan

• Trade finance

• Mortgage loan
• Term loan
• Commercial vehicle financing
• Taxi / Public Light Bus financing

• Corporate tax loan
• SME Financing Guarantee Scheme (SFGS 80%/90%)

Public Finance Limited

Dedicated web page:
www.publicfinance.com.hk/en/products_detail.aspx?cid=7&pid=6

Dedicated hotline:
(852) 2526 6490

• Hire purchase / leasing

Shanghai Commercial Bank Limited

Dedicated web page:
www.shacombank.com.hk/eng/commercial/finance/finance.jsp

Dedicated hotline:
(852) 2921 2060

• Overdrafts
• Construction loans
• Purchase Order Finance
• Letter of Bank Guarantees
• Revolving loans

• Bill Services
• Invoice Discounting / Receivable Financing
• ECIC Supported Export Finance for SMEs

• Mortgage loans
• Instalment loans

• Term loans / foreign currency loans
• Syndicated loans
• Shares overdrafts facility
• RMB trade settlement
• Corporate tax loans
• SME Financing Guarantee Scheme (SFGS 80%/90%)
• Dedicated 100% Loan Guarantee Scheme (DLGS)

Tai Sang Bank Limited

Dedicated hotline:
(852) 2853 0829 /
(852) 2853 0833

• Overdraft
• Secured credit

• Trade finance

• Mortgage loan

ZA Bank Limited

Dedicated web page:
https://bank.za.group/en/business

Dedicated hotline:
(852) 3665 3665

• Revolving loan

• Small Business Loan
• Mortgage loan

• SME Financing Guarantee Scheme (SFGS 80%/90%)
• Global Payment x ZA Commercial Loan