Information on banks’ SME lending services

Information on SME lending products offered by the 18 participating banks in the Taskforce on SME Lending (Taskforce) and other authorized institutions (AIs) is set out below. For the latest information and enquiries, please visit the banks’ websites or call their dedicated hotlines for SME lending.

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Participating banks in the Taskforce

Authorized Institution	Working capital loans / overdrafts	Trade financing	Instalment loans / property loans	Other lending products
Bank of China (Hong Kong) Limited Dedicated web page: www.bochk.com/dam/smeinone/en.html Dedicated hotline: (852) 3988 2288	Accounts receivable financing Asset-Pledge Loan BOC "Small Business Loan" Unsecured Loan Overdraft Revolving loan	Trade finance import services - Open Documentary Credit (L/C), Import Bills Trade finance export services - Export Bills, Transfer of Documentary Credits Supply Chain Finance Solution	Mortgage loan	BOCHK Bill Merchant Loan SME Financing Guarantee Scheme (SFGS 80%) Premium financing
Bank of Communications (Hong Kong) Limited Dedicated web page: https://www.hk.bankcomm.com/hk/shtml/hk/en/2005674/list.shtml? channelId=2005674 Dedicated hotline: (852) 2269 9388	Overdraft Revolving loan	Trade finance	Mortgage loan Term loan	Profit tax loan SME Financing Guarantee Scheme (SFGS 80%)
The Bank of East Asia, Limited Dedicated web page: www.hkbea.com/html/en/bea-corporate-banking-sme-financing-EEF.html Dedicated hotline for BEA EEF and DLGS products: (852) 3608 1220 Dedicated hotline for other SME banking facilities: (852) 2211 1338	Overdraft Revolving loan BEA Enterprise Easy Fund (EEF) Series including: 1) Secured Loan 2) Card Merchant Loan 3) Trader Loan 4) Unsecured Loan 5) Energy Efficiency Loan	Trade finance	Mortgage loan	Dedicated 100% Loan Guarantee Scheme (DLGS) SME Financing Guarantee Scheme (SFGS 80%)
China CITIC Bank International Limited Dedicated web page: www.cncbinternational.com/sme/business-financing/en/index.jsp Dedicated hotline: (852) 2287 6868	Overdraft Revolving loan	Trade finance	Mortgage loan Term loan	SME Financing Guarantee Scheme (SFGS 80%) Dedicated 100% Loan Guarantee Scheme (DLGS) Wealth Management Facility Life Insurance Policy Financing Facility
China Construction Bank (Asia) Corporation Limited Dedicated web page: www.asia.ccb.com/hongkong/commercial Dedicated hotline: (852) 3718 3324	Overdraft Revolving loan	Trade finance	Term loan	Profit tax loan SME Financing Guarantee Scheme (SFGS 80%)
Citibank, N.A. Dedicated web page: www.citibank.com.hk/english/citibusiness/citi-commercial-bank Dedicated hotline: (852) 2957 7777	Overdraft Revolving loan	Trade finance	Mortgage loan Term loan	SME Financing Guarantee Scheme (SFGS 80%)
Dah Sing Bank, Limited Dedicated web page: www.dahsing.com/html/en/business_banking Dedicated hotline: (852) 2828 8008	Factoring service Merchant Receivables Loan Overdraft Revolving loan	Advance against Receivables Import LC Import Documentary Collection Invoice Financing Export LC Negotiation Packing Credit Purchase of Export DP / DA bills Shipping Guarantee Trust Receipt Loan	328 SME Express Money Instalment Loan Mortgage loan Term loan	Corporate credit card Investment Loan Premium financing SME Financing Guarantee Scheme (SFGS 80%)
DBS Bank (Hong Kong) Limited Dedicated web page: www.dbs.com.hk/sme Dedicated hotline: (852) 2290 8123	SME Business Instalment Loan Overdraft Revolving term loan	Account Receivables Purchase Purchase Invoice Financing Sales Invoice Financing Other trade financing includes Import Services, Export Services and Letter of Guarantee / Standby Documentary Credit	Property loan Equipment financing Vehicle financing	Alternative lending trade finance Corporate tax loan SME Financing Guarantee Scheme (SFGS 80%) Dedicated 100% Loan Guarantee Scheme (DLGS) SME Sustainable Finance Programme Business card
Fubon Bank (Hong Kong) Limited Dedicated web page: www.fubonbank.com.hk/en/corporate-banking/sme.html Dedicated hotline: (852) 3767 6883	Overdraft Revolving loan	Trade finance Factoring	Mortgage koan Term loan	Equipment finance SME Financing Guarantee Scheme (SFGS 80%)
Fusion Bank Limited Dedicated web page: https://www.fusionbank.com/biz.html?lang=en Dedicated hotline: (852) 3187 1333			Large Business Instalment Loan Business Instalment Loan "365" Start-Up Loan “162”	SME Financing Guarantee Scheme (SFGS 80%) Webank x Fusion GoGlobal Loan
Hang Seng Bank, Limited Dedicated web page: www.hangseng.com/en-hk/business/scale-your-business/lending-business-loan Dedicated hotline: (852) 2198 8033	Hang Seng Business Loan (overdraft) Revolving loan	Import / Export Trade Services Receivables Finance Guarantee Digital Trade Solutions Hang Seng TradePay SME Trade	Hang Seng Business Loan (unsecured instalment loan) Property mortgage loan Commercial loan	SME Financing Guarantee Scheme (SFGS 80%) InnoBooster Loan Hire purchase loan SME Green Loan Social loan
The Hongkong and Shanghai Banking Corporation Limited Dedicated web page: www.business.hsbc.com.hk Dedicated hotline: (852) 2748 8278 Dedicated hotline for Commercial Banking application: (852) 2748 8238 (For SME lending: option 5 after language selection)	Overdraft Revolving loan Secured credit Term loan	Import Documentary Credit Shipping Guarantee Export Bill Negotiation Financing under Export Documentary Collections Guarantee Buyer Loan (pre-shipment / post shipment) Seller Loan (pre-shipment / post shipment) Receivable Finance HSBC TradePay Merchant Financing Programme	Business Instalment Loan InnoTech Business Instalment Loan Mortgage loan	Leasing, equipment finance or hire purchase loan Premium financing Profits Tax Loan SME Financing Guarantee Scheme (SFGS 80%) Corporate credit card Sustainability improvement loan Sustainable Taxi Finance
Industrial and Commercial Bank of China (Asia) Limited Dedicated web page: www.icbcasia.com/hk/en/commercial/sme-financing/default.html Dedicated hotline: (852) 2189 5588	Overdraft Revolving loan	Trade finance	Mortgage loan Term loan	Payment and settlement loan (overdraft / instalment loan) Innovation and technology financing (overdraft / instalment loan) SME Financing Guarantee Scheme (SFGS 80%)
Nanyang Commercial Bank, Limited Dedicated web page: www.ncb.com.hk/nanyang_bank/eng/html/12203.html Dedicated hotline: (852) 2616 6638	NCB unsecured “Small Business Loan” Overdraft Revolving loan Medium and Long-term Financing	Import and Export Services and Financing	Property mortgage loan	Corporate Tax Loan SME Financing Guarantee Scheme (SFGS 80%)
OCBC Bank (Hong Kong) Limited Dedicated web page: www.ocbc.com.hk/business-banking/index.page Dedicated hotline: (852) 2633 0628	Term loan Overdraft Revolving loan	Trade finance (import/ export) Banker guarantee Foreign exchange forward contract Effortless Invoice Financing	Mortgage loan	Corporate credit card SME Financing Guarantee Scheme (SFGS 80%) Sustainable Financing
Ping An Digital Bank (International) Limited Dedicated web page: www.pingandb.com/en/business.html Dedicated hotline: (852) 3762 9900	Business Revolving Loan Business Short-term Loan eFast Loan	Trade-Connect Loan Cross-border e-Commerce Revolving Loan	Business Instalment Loan	SME Financing Guarantee Scheme (SFGS 80%)
Shanghai Commercial Bank Limited Dedicated web page: www.shacombank.com.hk/eng/commercial/finance/finance.jsp Dedicated hotline: (852) 2921 2060	Overdraft Construction loan Purchase Order Finance Letter of Bank Guarantee Revolving loan	Bill Services Invoice Discounting / Receivable Financing ECIC Supported Export Finance for SMEs	Mortgage Loan Instalment Loan	Term loan / foreign currency loan Syndicated loan Shares overdraft facilityv RMB trade settlement Corporate tax loan SME Financing Guarantee Scheme (SFGS 80%)
Standard Chartered Bank (Hong Kong) Limited Dedicated web page: www.sc.com/hk/business Dedicated hotline: (852) 3843 5555	Overdraft Revolving loan	Trade finance	Business Instalment Loan Business mortgage	E-commerce financing program SME Financing Guarantee Scheme (SFGS 80%)

Other AIs

Authorized Institution	Working capital loans / overdrafts	Trade financing	Instalment loans / property loans	Other lending products
Ant Bank (Hong Kong) Limited Dedicated web page: www.antbank.hk/SME-product?lang=en_us& Dedicated hotline: (852) 2325 0303	SME loan
Chiyu Banking Corporation Limited Dedicated web page: www.chiyubank.com/cyben/index/qyyx/gsdk/zxqrzdbjh/index.shtml Dedicated hotline: (852) 2232 3360	Overdraft Revolving loan	Trade finance	Commercial mortgage loan Term loan	SME Financing Guarantee Scheme (SFGS 80%)
Chong Hing Bank Limited Dedicated web page: www.chbank.com/en/commercial/banking-services/loans/smes-lending-service/index.shtml Dedicated hotline: (852) 3768 0222	Overdraft Revolving term loan	Import Documentary L/C Import Finance Import Collection Shipping Guarantee Import Loan for Open Account Trading Transfer L/C Export Collection Purchase of Export D/P or D/A Documents Negotiation of Export Bill under L/C Packing Loan Invoice Discounting for Open Account Trading Factoring	Property mortgage Term loan / instalment loan	Simplified Secured Loan SME Financing Guarantee Scheme (SFGS 80%)
CMB Wing Lung Bank Limited Dedicated web page: www.cmbwinglungbank.com/wlb_corporate/en/commercial/loan/sme-loan.html Dedicated hotline: (852) 2826 8307	Overdraft Revolving loan	Trade finance	Term loan Instalment loan	SME Financing Guarantee Scheme (SFGS 80%) Project finance
First Commercial Bank, Ltd. Dedicated hotline: (852) 2294 7818	Short, medium, long-term working capital loan Bank overdraft Loan with time deposit pledged	Import loan Export loan Export negotiation	Residential mortgage loan Office mortgage loan Commercial mortgage loan Industrial mortgage loan	Bank guarantee
Livi Bank Limited Dedicated web page: www.livibank.com/business/Business-Instalment-Loan.html Dedicated hotline: (852) 2929 2998				livi Business Instalment Loan (SFGS 80%)
Public Bank (Hong Kong) Limited Dedicated web page: www.publicbank.com.hk/en/commercialbanking Dedicated hotline for Vehicle and Equipment Financing: (852) 2541 9221 Dedicated hotline for other SME banking facilities: (852) 2853 4604	Overdraft Revolving loan Stocking loan	Trade finance	Mortgage loan Term loan	Corporate tax loan Private & commercial vehicle financing Taxi / Public Light Bus financing Equipment financing SME Financing Guarantee Scheme (SFGS 80%)
Public Finance Limited Dedicated web page: https://www.pfl.com.hk/en/products_detail.aspx?cid=7&pid=6 Dedicated hotline: (852) 2526 6490				Hire purchase / leasing
Tai Sang Bank Limited Dedicated hotline: (852) 2853 0829 / (852) 2853 0833	Overdraft Secured credit	Trade finance	Mortgage loan
ZA Bank Limited Dedicated web page: https://bank.za.group/en/business Dedicated hotline: (852) 3665 3665	Revolving loan		Small Business Loan Mortgage loan	SME Financing Guarantee Scheme (SFGS 80%)

Should you have any enquiries or comments about SME support measures and lending services, please contact the HKMA (Hotline: (852) 2878 1199 or Email: smelending@hkma.gov.hk ).

Last revision date : 15 April 2026