Credit Card Lending Survey Results for Second Quarter 2025

The Hong Kong Monetary Authority published today (15 August) the credit card lending survey results for the second quarter of 2025.                                      

Total card receivables decreased by 2.5% in the second quarter to HK$149.0 billion at end-June 2025, as compared to a decrease of 5.8% in the previous quarter.

The combined delinquent and rescheduled ratio was 0.45% at end-June 2025, compared with 0.42% at the previous quarter-end.  The quarterly charge-off ratio was 0.64%, compared with 0.61% in the previous quarter and remained at a low level.

Annex

Hong Kong Monetary Authority
15 August 2025