Credit Card Lending Survey Results for Second Quarter 2026

The Hong Kong Monetary Authority published today (17 August) the credit card lending survey results for the second quarter of 2026.

Total card receivables decreased by 2.1% in the second quarter to HK$154.6 billion at end-June 2026, as compared to a decrease of 3.8% in the previous quarter.

The combined delinquent and rescheduled ratio was 0.42% at end-June 2026, compared with 0.45% at the previous quarter-end.  The charge-off ratio for the second quarter of 2026 was 0.61%, compared with 0.56% in the previous quarter.

Annex

Hong Kong Monetary Authority
17 August 2026