Residential Mortgage Survey Results for June 2026

The Hong Kong Monetary Authority announced the results of the residential mortgage survey for June 2026.

The number of mortgage applications in June increased month-on-month by 12.5% to 12,117.

Mortgage loans approved in June increased by 25.8% compared with May to HK$50.6 billion.  Among these, mortgage loans financing primary market transactions increased by 32.3% to HK$15.5 billion and those financing secondary market transactions increased by 21.6% to HK$28.9 billion.  Mortgage loans for refinancing increased by 30.6% to HK$6.2 billion. 

Mortgage loans drawn down during June increased by 17.6% compared with May to HK$27.7 billion. 

The ratio of new mortgage loans priced with reference to HIBOR decreased from 73.8% in May to 70% in June.  The ratio of new mortgage loans priced with reference to best lending rates increased from 1.2% in May to 1.3% in June.

The outstanding value of mortgage loans increased month-on-month by 0.4% to HK$1,955 billion at end-June. 

The mortgage delinquency ratio stood at a low level of 0.11% and the rescheduled loan ratio was unchanged at nearly 0%.

Annex

Hong Kong Monetary Authority
31 July 2026