Residential Mortgage Survey Results for April 2026

The Hong Kong Monetary Authority announced the results of the residential mortgage survey for April 2026.

The number of mortgage applications in April decreased month-on-month by 7.5% to 9,541.

Mortgage loans approved in April decreased by 9% compared with March to HK$36.5 billion.  Among these, mortgage loans financing primary market transactions decreased by 20.3% to HK$10.7 billion and those financing secondary market transactions decreased by 6.7% to HK$21.8 billion.  Mortgage loans for refinancing increased by 21% to HK$4 billion.

Mortgage loans drawn down during April decreased by 16.1% compared with March to HK$22.6 billion.

The ratio of new mortgage loans priced with reference to HIBOR decreased from 83.7% in March to 77.8% in April.  The ratio of new mortgage loans priced with reference to best lending rates decreased from 1.5% in March to 1.3% in April.

The outstanding value of mortgage loans increased month-on-month by 0.2% to HK$1,939.6 billion at end-April.

The mortgage delinquency ratio stood at a low level of 0.12% and the rescheduled loan ratio was unchanged at nearly 0%.

Annex

Hong Kong Monetary Authority
29 May 2026