Credit Card Lending Survey Results for Third Quarter 2025

The Hong Kong Monetary Authority published today (17 November) the credit card lending survey results for the third quarter of 2025.                                     

Total card receivables increased by 1.4% in the third quarter to HK$151.0 billion at end-September 2025, as compared to a decrease of 2.5% in the previous quarter.

The combined delinquent and rescheduled ratio remained unchanged at 0.45% at end-September 2025.  The quarterly charge-off ratio also remained unchanged at 0.64%.

Annex

Hong Kong Monetary Authority
17 November 2025