The Hong Kong Monetary Authority (HKMA) today (3 November) unveiled “Fintech 2030”, a forward-looking strategy for driving Hong Kong’s fintech development, at the Hong Kong FinTech Week 2025.
Marking the tenth anniversary of Hong Kong’s flagship fintech event, the Hong Kong FinTech Week 2025, co-organised by the HKMA and InvestHK, represented a significant milestone for Hong Kong’s fintech development. The event showcased transformative innovation and charted the direction for the future of fintech in Hong Kong. The event attracted global participants from around the globe to share pioneering ideas, exchange insights on fintech developments, and establish valuable business partnerships.
In his keynote speech, Mr Eddie Yue, Chief Executive of the HKMA, outlined the vision of “Fintech 2030” to make Hong Kong a robust, resilient, and future-ready fintech hub. The “Fintech 2030” will focus on four strategic pillars, collectively known as “DART”, with a comprehensive portfolio of over 40 initiatives, including:
- Creating Next-generation Data and Payment Infrastructure: The HKMA will develop robust and future-ready infrastructure to support secure, efficient and scalable data sharing as well as bolster cross-border payment connectivity, thereby creating new opportunities for all, from unlocking credit and boosting trade finance for enterprises, to enabling more personalised financial services and facilitating easier cross-border remittances for individuals.
- A New Holistic “Artificial Intelligence x Authorized Institutions” Strategy (AI2 Strategy): The new strategy will further drive the comprehensive and responsible adoption of A.I. across the financial sector in Hong Kong and beyond, as well as develop shared, scalable A.I. infrastructure and finance-specific models in collaboration with industry stakeholders. By leveraging A.I., the HKMA aims to boost accessibility, responsiveness, and customisation in banking services while maintaining transparency and accountability to ensure public trust.
- Enhancing Business, Technology and Quantum Resilience: The HKMA is taking proactive steps to strengthen the resilience of the financial sector, including a new fintech-specific cybersecurity certification framework and a new system of early detection through real-time analysis. In shaping the future of quantum finance, the HKMA will drive industry readiness for post-quantum cryptography (PQC) and building quantum-safe infrastructure for secured financial services.
- Tokenisation of Finance: To build a vibrant tokenisation ecosystem in Hong Kong, the HKMA will accelerate the tokenisation of real-world assets (RWAs), including financial assets, and lead by example by regularising the issuance of tokenised government bonds and exploring the concept of tokenising the Exchange Fund papers. Their settlements on blockchains will be enabled by new forms of digital money, including the e-HKD, tokenised deposits, and regulated stablecoins. The HKMA will soon launch the Project Ensemble pilot to empower real-value transactions and will continue to incubate innovative tokenisation use cases in collaboration with industry stakeholders and other central banks.
Mr Eddie Yue said, “The power of collaboration, across public and private sectors, and across borders, has set the stage for even greater success on our journey towards ‘Fintech 2030’. With a clear focus under the ‘DART’ strategy, let us join hands in reimagining the future of finance, opening a new chapter, and pushing the boundaries towards a more sustainable and inclusive fintech ecosystem.”
Hong Kong Monetary Authority
3 November 2025
Mr Eddie Yue, Chief Executive of the HKMA, delivers a keynote address at the Hong Kong FinTech Week 2025.
In his keynote address at the Hong Kong FinTech Week 2025, Mr Eddie Yue, Chief Executive of the HKMA, concludes the “Fintech 2025” and unveils the “Fintech 2030”: a “DART” to aim with purpose and reimagine finance to make Hong Kong future-ready.
Mr Howard Lee, Deputy Chief Executive (centre), Ms Carmen Chu, Executive Director (Banking Supervision) (second right), Mr Nelson Chow, Executive Director (Financial Infrastructure) (second left), Mr George Chou, Chief Fintech Officer (first left), and Mr Alvin Li, Head (Banking Supervision) (first right) of the HKMA, highlight the details of the “Fintech 2030”.
