Residential Mortgage Survey Results for June 2025

The Hong Kong Monetary Authority announced the results of the residential mortgage survey for June 2025.

The number of mortgage applications in June increased month-on-month by 4.8% to 8,581.  

Mortgage loans approved in June increased by 3.3% compared with May to HK$27.5 billion.  Among these, mortgage loans financing primary market transactions increased by 4.2% to HK$9.3 billion and those financing secondary market transactions increased by 2.4% to HK$15 billion.  Mortgage loans for refinancing increased by 5.2% to HK$3.2 billion. 

Mortgage loans drawn down during June increased by 8.9% compared with May to HK$17.7 billion. 

The ratio of new mortgage loans priced with reference to HIBOR increased from 93.4% in May to 94.7% in June.  The ratio of new mortgage loans priced with reference to best lending rates decreased from 1.9% in May to 1.7% in June.

The outstanding value of mortgage loans increased month-on-month by 0.1% to HK$1,885.6 billion at end-June. 

The mortgage delinquency ratio stood at a low level of 0.13% and the rescheduled loan ratio was unchanged at nearly 0%.

Annex

Hong Kong Monetary Authority
31 July 2025