Credit Card Lending Survey Results for First Quarter 2025

The Hong Kong Monetary Authority published today (15 May) the credit card lending survey results for the first quarter of 2025.         

Following an increase of 7.9% in the previous quarter as driven by festive spending and salaries tax payment, total card receivables decreased by 5.8% in the first quarter to HK$152.8 billion at end-March 2025.   

The combined delinquent and rescheduled ratio was 0.42% at end-March 2025, compared with 0.40% at the previous quarter-end.  The quarterly charge-off ratio was 0.61%, compared with 0.57% in the previous quarter and remained at a low level.

Annex

Hong Kong Monetary Authority
15 May 2025