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Credit Card Lending Survey Results for Fourth Quarter 2024

Press Releases

17 Feb 2025

Credit Card Lending Survey Results for Fourth Quarter 2024

The Hong Kong Monetary Authority published today (17 February) the credit card lending survey results for the fourth quarter of 2024.

Total card receivables increased by 7.9% in the fourth quarter to HK$162.2 billion at end-December 2024, mainly driven by festive spending and salaries tax payment. 

The combined delinquent and rescheduled ratio remained unchanged at 0.40% at end-December 2024.  The quarterly charge-off ratio was 0.57%, compared with 0.58% in the previous quarter.

Annex

 

Hong Kong Monetary Authority
17 February 2025

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Last revision date : 17 February 2025