香港金融管理局今日(9月29日)發表的統計數字顯示,8月份存款總額繼續上升,但本地貸款則告下降。附表1列出8月份的摘要數字以及過去數月的比較數字。
存款
存款總額繼7月份上升3.8%後,在8月份上升1.4%,連續第三個錄得升幅,其中港元存款和外幣存款分別上升0.6%和2.5%。商業機構在8月份仍繼續將海外資金調回香港,但資金數量已見減少。
8月份,港元往來存款和儲蓄存款分別減少2.9%和3.9%,定期存款則上升2.0%。由於外幣存款增長比港元存款為快,港元存款佔存款總額比重由7月底57.7%,微跌至8月底的57.3%。
貸款及墊款
8月份貸款和墊款總額減少2.3%。海外貸款持續向下,錄得5.8%的跌幅。此外,8月份本地貸款也減少0.2%,其中貿易融資貸款進一步收縮2.1%,而在港使用的其他貸款則持平。由於港元存款上升而貸款下跌,港元貸存比率由7月底的106.2%,下跌至8月底的105.1%。
貨幣供應
港元貨幣供應M1在7月份微升0.2%後,在8月份卻下跌1.9%。另一方面,8月份港元貨幣供應M2和M3則分別上升0.6%和0.7%。以截至8月份的12個月計,港元貨幣供應M1下跌16.6%,但港元貨幣供應M2和M3則分別上升4.5%和4.3%。
編輯注意
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香港金融管理局
1998年9月29日
| TABLE 1 : MONETARY STATISTICS - Aug 1998 | ||||||||||||||
| (HK$mn) | ||||||||||||||
| Earlier months (% change to Aug 1998) | ||||||||||||||
| Aug 1998 | Jul 1998 | May 1998 | Aug 1997 | |||||||||||
| Money Supply | ||||||||||||||
| M1 - HK$ | 167,163 | 170,439 | (-1.9) | 173,107 | (-3.4) | 200,435 | (-16.6) | |||||||
| Foreign currency | 19,073 | 19,659 | (-3.0) | 17,929 | (6.4) | 20,754 | (-8.1) | |||||||
| Total | 186,236 | 190,099 | (-2.0) | 191,036 | (-2.5) | 221,189 | (-15.8) | |||||||
| M2 - HK$@ | 1,758,490 | 1,747,638 | (0.6) | 1,668,511 | (5.4) | 1,682,216 | (4.5) | |||||||
| Foreign currency* | 1,202,651 | 1,169,993 | (2.8) | 1,112,648 | (8.1) | 1,049,300 | (14.6) | |||||||
| Total | 2,961,141 | 2,917,631 | (1.5) | 2,781,159 | (6.5) | 2,731,516 | (8.4) | |||||||
| M3 - HK$@ | 1,773,527 | 1,761,541 | (0.7) | 1,682,489 | (5.4) | 1,700,003 | (4.3) | |||||||
| Foreign currency* | 1,252,296 | 1,218,207 | (2.8) | 1,159,218 | (8.0) | 1,118,252 | (12.0) | |||||||
| Total | 3,025,822 | 2,979,747 | (1.5) | 2,841,707 | (6.5) | 2,818,255 | (7.4) | |||||||
| Notes and coins in circulation | 88,423 | 89,527 | (-1.2) | 92,219 | (-4.1) | 90,296 | (-2.1) | |||||||
| of which held by public | 77,850 | 78,434 | (-0.7) | 80,347 | (-3.1) | 79,561 | (-2.2) | |||||||
| Total Deposits | ||||||||||||||
| Total Demand deposits | 108,386 | 111,664 | (-2.9) | 110,689 | (-2.1) | 141,628 | (-23.5) | |||||||
| Total Savings deposits | 455,771 | 465,637 | (-2.1) | 486,751 | (-6.4) | 520,546 | (-12.4) | |||||||
| Total Time deposits | 2,286,946 | 2,233,902 | (2.4) | 2,073,170 | (10.3) | 1,994,446 | (14.7) | |||||||
| With licensed banks | 2,235,771 | 2,185,263 | (2.3) | 2,026,326 | (10.3) | 1,928,914 | (15.9) | |||||||
| With restricted licence banks | 41,280 | 38,560 | (7.1) | 36,092 | (14.4) | 51,033 | (-19.1) | |||||||
| With deposit-taking companies | 9,895 | 10,079 | (-1.8) | 10,752 | (-8.0) | 14,499 | (-31.8) | |||||||
| HK$ deposits@ | 1,632,910 | 1,622,955 | (0.6) | 1,541,590 | (5.9) | 1,572,618 | (3.8) | |||||||
| Demand deposits | 89,313 | 92,005 | (-2.9) | 92,760 | (-3.7) | 120,874 | (-26.1) | |||||||
| Savings deposits | 298,135 | 310,159 | (-3.9) | 333,657 | (-10.6) | 362,934 | (-17.9) | |||||||
| Time deposits@ | 1,245,462 | 1,220,792 | (2.0) | 1,115,173 | (11.7) | 1,088,810 | (14.4) | |||||||
| US$ deposits* | 715,330 | 678,336 | (5.5) | 606,152 | (18.0) | 519,669 | (37.7) | |||||||
| Other foreign currency deposits* | 502,863 | 509,911 | (-1.4) | 522,868 | (-3.8) | 564,335 | (-10.9) | |||||||
| Foreign currency deposits* | 1,218,193 | 1,188,247 | (2.5) | 1,129,020 | (7.9) | 1,084,003 | (12.4) | |||||||
| All deposits | 2,851,103 | 2,811,203 | (1.4) | 2,670,610 | (6.8) | 2,656,621 | (7.3) | |||||||
| Foreign currency swap deposits | 33,596 | 35,140 | (-4.4) | 37,528 | (-10.5) | 34,872 | (-3.7) | |||||||
| Total Loans and advances | ||||||||||||||
| Loans for use in H.K. | 2,170,483 | 2,174,500 | (-0.2) | 2,214,495 | (-2.0) | 2,154,326 | (0.7) | |||||||
| To finance H.K.'s visible trade | 151,375 | 154,328 | (-1.9) | 158,542 | (-4.5) | 176,046 | (-14.0) | |||||||
| To finance merchandising trade not touching H.K. | 17,336 | 18,014 | (-3.8) | 19,251 | (-9.9) | 22,101 | (-21.6) | |||||||
| Other loans for use in H.K. | 2,001,772 | 2,002,157 | (0.0) | 2,036,702 | (-1.7) | 1,956,178 | (2.3) | |||||||
| Loans for use outside H.K.# | 1,248,541 | 1,325,725 | (-5.8) | 1,445,951 | (-13.7) | 2,089,306 | (-40.2) | |||||||
| Other loans for use outside H.K. | 1,210,012 | 1,289,018 | (-6.1) | 1,402,147 | (-13.7) | 2,039,622 | (-40.7) | |||||||
| Other loans where the place of use is not known | 38,529 | 36,707 | (5.0) | 43,805 | (-12.0) | 49,683 | (-22.5) | |||||||
| Loans in HK$ | 1,716,005 | 1,723,322 | (-0.4) | 1,744,649 | (-1.6) | 1,722,865 | (-0.4) | |||||||
| Loans in US$ | 698,949 | 698,139 | (0.1) | 736,923 | (-5.2) | 727,456 | (-3.9) | |||||||
| Loans in other foreign currencies | 1,004,069 | 1,078,764 | (-6.9) | 1,178,874 | (-14.8) | 1,793,311 | (-44.0) | |||||||
| Loans in foreign currencies | 1,703,019 | 1,776,903 | (-4.2) | 1,915,797 | (-11.1) | 2,520,767 | (-32.4) | |||||||
| Total loans and advances | 3,419,024 | 3,500,225 | (-2.3) | 3,660,446 | (-6.6) | 4,243,631 | (-19.4) | |||||||
* Adjusted to exclude foreign currency swap deposits. |
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| @ Adjusted to include foreign currency swap deposits. | ||||||||||||||
| # Including those where place of usage is unknown. | ||||||||||||||
Note : Data may not add up to total due to rounding. |
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