香港金融管理局今日(10月30日)发表的统计数字显示,9月份存款总额继续上升。附表1列出9月份的摘要数字以及过去数月的比较数字。
存款
存款总额继8月份上升1.4%后,在9月份再上升1.0%,连续第四个月录得升幅,其中港元存款和外币存款分别上升0.5%和1.5%。
9月份,港元往来存款和储蓄存款分别增加0.6%和4.2%,定期存款则下跌0.4%。由于外币存款增长比港元存款为快,港元存款占存款总额比重由8月底的57.3%,下跌至9月底的57.0%。这个比例仍显著地较1996年平均的54.6%为高。
贷款及垫款
9月份贷款和垫款总额减少1.7%。海外贷款持续向下,9月份录得3.6%的跌幅。于该月本地贷款也减少0.6%,其中贸易融资贷款进一步收缩2.7%,而其他本地贷款则下跌0.5%。由于港元存款上升而贷款下跌,港元贷存比率由8月底的105.1%,下跌至9月底的104.0%。
按主要经济行业分类在港使用贷款季度分析
第三季本地贷款继续收缩,录得1.9%的跌幅,而上一季则下跌0.2%。制造业和贸易融资贷款分别下跌6.0%和7.3%。由于零售市道低沉,批发和零售业贷款继第二季下跌1.5%后,第三季再录得4.1%的跌幅。投资气氛薄弱,也令到对股票经纪的贷款和金融企业的贷款在第三季分别减少18.2%和2.8%。同样,建造及物业发展与投资的贷款在第三季也下跌了 2.1%,扭转第二季录得0.4%的升势。然而,住宅按揭贷款继第二季增加2.8%后,在第三季继续录得1.7%的升幅。
货币供应
港元货币供应M1在8月份下跌1.9%后,在9月份上升1.1%。另一方面,9月份港元货币供应M2和M3则分别上升0.7%和0.6%。以截至9月份的12个月计,港元货币供应M1下跌17.2%,但港元货币供应M2和M3则分别上升3.6%和3.2%。
编辑注意
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香港金融管理局
1998年10月30日
| TABLE 1 : MONETARY STATISTICS - Sep 1998 | |||||||||||||||
| (HK$mn) | |||||||||||||||
| Earlier months (% change to Sep 1998) | |||||||||||||||
| Sep 1998 | Aug 1998 | Jun 1998 | Sep 1997 | ||||||||||||
| Money Supply | |||||||||||||||
| M1 - HK$ | 168,944 | 167,163 | (1.1) | 170,182 | (-0.7) | 204,060 | (-17.2) | ||||||||
| Foreign currency | 19,792 | 19,073 | (3.8) | 18,030 | (9.8) | 19,596 | (1.0) | ||||||||
| Total | 188,737 | 186,236 | (1.3) | 188,212 | (0.3) | 223,656 | (-15.6) | ||||||||
| M2 - HK$@ | 1,771,012 | 1,758,351 | (0.7) | 1,681,941 | (5.3) | 1,710,180 | (3.6) | ||||||||
| Foreign currency* | 1,222,227 | 1,202,651 | (1.6) | 1,135,043 | (7.7) | 1,075,980 | (13.6) | ||||||||
| Total | 2,993,238 | 2,961,002 | (1.1) | 2,816,983 | (6.3) | 2,786,160 | (7.4) | ||||||||
| M3 - HK$@ | 1,783,759 | 1,773,388 | (0.6) | 1,696,290 | (5.2) | 1,728,455 | (3.2) | ||||||||
| Foreign currency* | 1,269,022 | 1,252,296 | (1.3) | 1,181,753 | (7.4) | 1,144,916 | (10.8) | ||||||||
| Total | 3,052,781 | 3,025,683 | (0.9) | 2,878,043 | (6.1) | 2,873,371 | (6.2) | ||||||||
| Notes and coins in circulation | 92,684 | 88,423 | (4.8) | 90,576 | (2.3) | 92,643 | (0.0) | ||||||||
| of which held by public | 79,140 | 77,850 | (1.7) | 79,193 | (-0.1) | 80,721 | (-2.0) | ||||||||
| Total Deposits | |||||||||||||||
| Total Demand deposits | 109,597 | 108,386 | (1.1) | 109,019 | (0.5) | 142,935 | (-23.3) | ||||||||
| Total Savings deposits | 466,975 | 455,771 | (2.5) | 464,511 | (0.5) | 502,593 | (-7.1) | ||||||||
| Total Time deposits | 2,301,816 | 2,286,946 | (0.7) | 2,135,908 | (7.8) | 2,065,251 | (11.5) | ||||||||
| With licensed banks | 2,254,859 | 2,235,771 | (0.9) | 2,088,314 | (8.0) | 1,998,584 | (12.8) | ||||||||
| With restricted licence banks | 37,109 | 41,280 | (-10.1) | 37,046 | (0.2 | ) | 51,844 | (-28.4) | |||||||
| With deposit-taking companies | 9,849 | 9,895 | (-0.5) | 10,549 | (-6.6) | 14,822 | (-33.6) | ||||||||
| HK$ deposits@ | 1,641,444 | 1,632,910 | (0.5) | 1,556,929 | (5.4) | 1,599,399 | (2.6) | ||||||||
| Demand deposits | 89,805 | 89,313 | (0.6) | 90,989 | (-1.3) | 123,339 | (-27.2) | ||||||||
| Savings deposits | 310,758 | 298,135 | (4.2) | 309,886 | (0.3) | 347,961 | (-10.7) | ||||||||
| Time deposits@ | 1,240,881 | 1,245,462 | (-0.4) | 1,156,054 | (7.3) | 1,128,099 | (10.0) | ||||||||
| US$ deposits* | 729,779 | 715,330 | (2.0) | 646,130 | (12.9) | 532,329 | (37.1) | ||||||||
| Other foreign currency deposits* | 507,166 | 502,863 | (0.9) | 506,379 | (0.2) | 579,051 | (-12.4) | ||||||||
| Foreign currency deposits* | 1,236,945 | 1,218,193 | (1.5) | 1,152,509 | (7.3) | 1,111,380 | (11.3) | ||||||||
| All deposits | 2,878,389 | 2,851,103 | (1.0) | 2,709,438 | (6.2) | 2,710,779 | (6.2) | ||||||||
| Foreign currency swap deposits | 33,947 | 33,596 | (1.0) | 35,190 | (-3.5) | 35,906 | (-5.5) | ||||||||
| Total Loans and advances | |||||||||||||||
| Loans for use in H.K. | 2,156,684 | 2,170,497 | (-0.6) | 2,198,891 | (-1.9) | 2,235,559 | (-3.5) | ||||||||
| To finance H.K.'s visible trade | 146,975 | 151,389 | (-2.9) | 158,556 | (-7.3) | 175,200 | (-16.1) | ||||||||
| To finance merchandising trade not touching H.K. | 17,190 | 17,336 | (-0.8) | 18,469 | (-6.9) | 22,221 | (-22.6) | ||||||||
| Other loans for use in H.K. | 1,992,519 | 2,001,772 | (-0.5) | 2,021,867 | (-1.5) | 2,038,139 | (-2.2) | ||||||||
| Loans for use outside H.K.# | 1,203,896 | 1,248,541 | (-3.6) | 1,395,096 | (-13.7) | 2,042,308 | (-41.1) | ||||||||
| Other loans for use outside H.K. | 1,171,605 | 1,210,012 | (-3.2) | 1,358,423 | (-13.8) | 1,992,951 | (-41.2) | ||||||||
| Other loans where the place of use is not known | 32,291 | 38,529 | (-16.2) | 36,674 | (-12.0) | 49,358 | (-34.6) | ||||||||
| Loans in HK$ | 1,707,660 | 1,716,005 | (-0.5) | 1,735,671 | (-1.6) | 1,793,433 | (-4.8) | ||||||||
| Loans in US$ | 679,664 | 698,963 | (-2.8) | 715,122 | (-5.0) | 737,710 | (-7.9) | ||||||||
| Loans in other foreign currencies | 973,256 | 1,004,069 | (-3.1) | 1,143,195 | (-14.9) | 1,746,725 | (-44.3) | ||||||||
| Loans in foreign currencies | 1,652,920 | 1,703,032 | (-2.9) | 1,858,316 | (-11.1) | 2,484,435 | (-33.5) | ||||||||
| Total loans and advances | 3,360,580 | 3,419,038 | (-1.7) | 3,593,987 | (-6.5) | 4,277,868 | (-21.4) | ||||||||
| * Adjusted to exclude foreign currency swap deposits. | |||||||||||||||
| @ Adjusted to include foreign currency swap deposits. | |||||||||||||||
| # Including those where place of usage is unknown. | |||||||||||||||
| Note : Data may not add up to total due to rounding. | |||||||||||||||
Updated On 11 Jan 1999
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