Credit Card Lending Survey Results for First Quarter 2026

The Hong Kong Monetary Authority published today (15 May) the credit card lending survey results for the first quarter of 2026.

Following an increase of 8.7% in the previous quarter as driven by festive spending and salaries tax payment, total card receivables decreased by 3.8% in the first quarter to HK$158.0 billion at end-March 2026.

The combined delinquent and rescheduled ratio was 0.45% at end-March 2026, compared with 0.40% at the previous quarter-end.  The charge-off ratio for the first quarter of 2026 was 0.56%, compared with 0.62% in the previous quarter.

Annex

Hong Kong Monetary Authority
15 May 2026