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Home / Key Functions / Banking / Banking Regulatory and Supervisory Regime / Regulatory & Supervisory Framework / MA(BS)3 - Capital Adequacy Ratio

MA(BS)3 - Capital Adequacy Ratio

Revised version (effective as at end-March 2026)

MA(BS)3 (PDF File, 1.1 MB)
Completion instructions (Introduction) (PDF File, 87.4 KB)
Completion instructions (Part I) (PDF File, 422.7 KB)
Completion instructions (Part II) (PDF File, 479.1 KB)
Completion instructions (Part II - Annex) (PDF File, 904.9 KB)
Completion instructions (Part IIIa) (PDF File, 435.3 KB)
Completion instructions (Part IIIb) (PDF File, 660.0 KB)
Completion instructions (Part IIIa and IIIb – Annex A) (PDF File, 712.6 KB)
Completion instructions (Part IIIa and IIIb – Annex B) (PDF File, 437.4 KB)
Completion instructions (Part IIIb – Annex A) (PDF File, 258.7 KB)
Completion instructions (Part IIIb – Annex B) (PDF File, 189.1 KB)
Completion instructions (Part IIIb – Annex C) (PDF File, 119.6 KB)
Completion instructions (Part IIIb – Annex D) (PDF File, 296.0 KB)
Completion instructions (Part IIIc) (PDF File, 665.8 KB)
Completion instructions (Part IIIc - Illustration) (PDF File, 404.4 KB)
Completion instructions (Part IIId) (PDF File, 313.2 KB)
Completion instructions (Part IIIe) (PDF File, 478.2 KB)
Completion instructions (Part IIIe – Annex A) (PDF File, 618.0 KB)
Completion instructions (Part IIIe – Annex B) (PDF File, 347.1 KB)
Completion instructions (Part IIIf) (PDF File, 136.5 KB)
Completion instructions (Part V) (PDF File, 425.0 KB)
Completion instructions (Part VI) (PDF File, 147.7 KB)

Revised version (effective as at end-March 2025)

MA(BS)3 (PDF File, 2.5 MB)
Completion instructions (Introduction) (PDF File, 136.7 KB)
Completion instructions (Part I) (PDF File, 381.9 KB)
Completion instructions (Part II) (PDF File, 938.9 KB)
Completion instructions (Part II - Annex) (PDF File, 902.1 KB)
Completion instructions (Part IIIa) (PDF File, 1,014.8 KB)
Completion instructions (Part IIIb) (PDF File, 1.1 MB)
Completion instructions (Part IIIa and IIIb – Annex A) (PDF File, 1.5 MB)
Completion instructions (Part IIIa and IIIb – Annex B) (PDF File, 1.1 MB)
Completion instructions (Part IIIb – Annex A) (PDF File, 710.2 KB)
Completion instructions (Part IIIb – Annex B) (PDF File, 706.8 KB)
Completion instructions (Part IIIb – Annex C) (PDF File, 361.6 KB)
Completion instructions (Part IIIb – Annex D) (PDF File, 881.7 KB)
Completion instructions (Part IIIc) (PDF File, 1.2 MB)
Completion instructions (Part IIIc - Illustration) (PDF File, 371.7 KB)
Completion instructions (Part IIId) (PDF File, 722.7 KB)
Completion instructions (Part IIIe) (PDF File, 1.2 MB)
Completion instructions (Part IIIe – Annex A) (PDF File, 618.0 KB)
Completion instructions (Part IIIe – Annex B) (PDF File, 347.1 KB)
Completion instructions (Part V) (PDF File, 511.5 KB)
Completion instructions (Part VI) (PDF File, 360.2 KB)

Previous Versions

Last revision date : 31 December 2025

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