<![CDATA[HKMA: Circulars]]><![CDATA[HKMA]]><![CDATA[Commencement of New Licensing and Regulatory Regime for Insurance Intermediaries under the Insurance Ordinance (PDF File, 90.3 KB)]]><![CDATA[Retrieval Period for e-Statements on e-Banking Channels (PDF File, 64.0 KB)]]><![CDATA[Sufficiency of Authority of Responsible Officers of Licensed Insurance Intermediaries which are Authorized Institutions (PDF File, 87.5 KB)]]><![CDATA[New Return of Large Exposures (Form MA(BS)28), Revised Return of Certificate of Compliance (Form MA(BS)1F) and Return of Capital Adequacy Ratio (Form MA(BS)3) (PDF File, 221.5 KB)]]><![CDATA[FATF Mutual Evaluation Report of Hong Kong (For Stored Value Facility Licensees) (PDF File, 169.1 KB)]]><![CDATA[FATF Mutual Evaluation Report of Hong Kong (For Authorized Institutions) (PDF File, 169.1 KB)]]><![CDATA[Credit Risk Management for Personal Lending Business (PDF File, 114.4 KB)]]><![CDATA[HKMA Liquidity Facilities Framework (PDF File, 86.6 KB)]]><![CDATA[Update on Requirements for Opening of Accounts Following Amendments to Paragraph 5.1 of the Code of Conduct (PDF File, 84.3 KB)]]><![CDATA[Supervisory Policy Manual (SPM): Revised module CA-D-1 “Guideline on the Application of the Banking (Disclosure) Rules” (PDF File, 206.7 KB)]]><![CDATA[One-year Extension of the Final Implementation Phase of the Margin Requirements for Non-centrally Cleared Derivatives (PDF File, 192.6 KB)]]><![CDATA[Frequently asked questions on the Basel III revised standardised approach for operational risk (PDF File, 186.8 KB)]]><![CDATA[Supervisory Policy Manual (SPM): CR-L-1 "Consolidated Supervision of Concentration Risks: BELR Rule 6" and CR-L-5 "Major Acquisitions and Investments: BELR Part 3" (PDF File, 242.7 KB)]]><![CDATA[Complaints Watch (PDF File, 284.4 KB)]]><![CDATA[Stored Value Facility Sector: Money Laundering and Terrorist Financing Risk Assessment Report (PDF File, 564.0 KB)]]><![CDATA[Basel Standards – Leverage ratio treatment of client cleared derivatives and Revisions to leverage ratio disclosure requirements (PDF File, 84.9 KB)]]><![CDATA[Frequently Asked Questions on Reporting Treatment of Transactions Related to Initial Public Offerings (PDF File, 96.6 KB)]]><![CDATA[Applicable Jurisdictional Countercyclical Capital Buffer (CCyB) Ratio for Hong Kong (PDF File, 91.0 KB)]]><![CDATA[Frequently Asked Questions on Sale and Distribution of Debt Instruments with Loss-absorption Features and Related Products (PDF File, 76.4 KB)]]><![CDATA[Revised Return of Certificate of Compliance (MA(BS)1F) and Return of Capital Adequacy Ratio (MA(BS)3) (PDF File, 81.7 KB)]]><![CDATA[Phase-one measures to promote green and sustainable banking (PDF File, 85.6 KB)]]><![CDATA[Statements issued by the Financial Action Task Force (For SVF Licensees) (PDF File, 153.0 KB)]]><![CDATA[Statements issued by the Financial Action Task Force (For AIs) (PDF File, 153.5 KB)]]><![CDATA[Banking (Liquidity) (Amendment) Rules 2019 (PDF File, 181.8 KB)]]><![CDATA[Currency Conversion Arrangement Involving Onshore RMB under Northbound Stock Connect (PDF File, 214.9 KB)]]><![CDATA[Code of Practice – Banking (Exposure Limits) Code (PDF File, 76.3 KB)]]><![CDATA[Feedback from Thematic Review of AIs’ Application of AML/CFT Controls in the SME Segment (PDF File, 131.4 KB)]]><![CDATA[Observations of Mystery Shopping Programme (MSP) in respect of Account Opening by Authorized Institutions (AIs) in Hong Kong (PDF File, 67.5 KB)]]><![CDATA[Sale of Medical Insurance Products (PDF File, 88.7 KB)]]><![CDATA[Frequently Asked Questions issued by the Securities and Futures Commission (“SFC”) on disclosure of investigations commenced by licensed corporations in the notifications of cessation of accreditation (“the FAQ”) (PDF File, 62.3 KB)]]><![CDATA[Use of Personal Data in Fintech Development (PDF File, 67.3 KB)]]><![CDATA[Interest Rate Risk in the Banking Book: Frequently Asked Questions (PDF File, 79.2 KB)]]><![CDATA[HKMA and SFC adopt a coordinated approach to supervise banks and licensed corporations (PDF File, 111.2 KB)]]><![CDATA[Applicable Jurisdictional Countercyclical Capital Buffer (CCyB) Ratio for Hong Kong (PDF File, 334.9 KB)]]><![CDATA[Introduction of Tiered Account Services (PDF File, 64.0 KB)]]><![CDATA[Guideline issued by the Insurance Authority on Qualifying Deferred Annuity Policy (PDF File, 97.2 KB)]]><![CDATA[Enhanced Competency Framework on Credit Risk Management (PDF File, 709.5 KB)]]><![CDATA[Complaints Against Debt Collection Agents Employed by Authorized Institutions (PDF File, 77.7 KB)]]><![CDATA[Implementation Arrangements on the Enhanced Investor Protection Measures for Sale and Distribution of Debt Instruments with Loss-absorption Features and Related Products (PDF File, 77.7 KB)]]><![CDATA[Revisions to standard disclosure templates and tables (PDF File, 84.2 KB)]]><![CDATA[Updates on SPM module CR-G-14 (PDF File, 85.8 KB)]]><![CDATA[BCBS Statement on Crypto-Assets (PDF File, 78.9 KB)]]><![CDATA[Statements issued by the Financial Action Task Force (For SVF Licensees) (PDF File, 153.0 KB)]]><![CDATA[Statements issued by the Financial Action Task Force (For AIs) (PDF File, 153.6 KB)]]><![CDATA[Reform of Interest Rate Benchmarks (PDF File, 68.8 KB)]]><![CDATA[Revised Return of Capital Adequacy Ratio (Form MA(BS)3) (“CAR Return”) (PDF File, 80.0 KB)]]><![CDATA[Asset and Wealth Management Activities Survey 2018 Conducted by the Securities and Futures Commission (“SFC”) (PDF File, 160.8 KB)]]><![CDATA[Self-Assessment of Compliance with the Code of Banking Practice (2018) (PDF File, 270.4 KB)]]><![CDATA[Interest Rate Risk in the Banking Book Frequently Asked Questions (PDF File, 187.9 KB)]]><![CDATA[Remote on-boarding of individual customers (PDF File, 71.9 KB)]]><![CDATA[Handling Procedures for Following up Mis-transfer of Funds (PDF File, 157.5 KB)]]><![CDATA[FRTB: Revised Market Risk Standards (PDF File, 207.0 KB)]]><![CDATA[Code of Practice – Banking (Securitization) Code (PDF File, 79.2 KB)]]><![CDATA[Update on Enhanced Competency Framework on Cybersecurity (PDF File, 334.6 KB)]]><![CDATA[Banking (Exposure Limits) Rules, Banking (Capital) (Amendment) Rules 2018 and Banking (Disclosure) (Amendment) (No. 2) Rules 2018 (PDF File, 90.0 KB)]]><![CDATA[Misconduct Risks in Selling of Investment Funds (PDF File, 110.8 KB)]]><![CDATA[Complaints Against Debt Collection Agents Employed by Authorized Institutions (PDF File, 192.5 KB)]]><![CDATA[Supervision for Bank Culture (PDF File, 364.3 KB)]]><![CDATA[Pillar 3 disclosure requirements – updated framework (PDF File, 84.0 KB)]]><![CDATA[Interest Rate Risk in the Banking Book (IRRBB): Local Implementation (PDF File, 80.9 KB)]]><![CDATA[Update on Enhanced Competency Framework on Cybersecurity (PDF File, 310.0 KB)]]><![CDATA[Complaints Watch (PDF File, 276.3 KB)]]><![CDATA[Banking (Exposure Limits) Rules, Banking (Capital) (Amendment) Rules 2018 and Banking (Disclosure) (Amendment) (No. 2) Rules 2018 (PDF File, 206.4 KB)]]><![CDATA[Statements issued by the Financial Action Task Force (For Stored Value Facility Licensees) (PDF File, 152.6 KB)]]><![CDATA[Statements issued by the Financial Action Task Force (For Authorized Institutions) (PDF File, 152.7 KB)]]><![CDATA[Frequently Asked Questions in relation to Anti-Money Laundering and Counter-Financing of Terrorism (PDF File, 65.2 KB)]]><![CDATA[Sale and Distribution of Debt Instruments with Loss-absorption Features and Related Products (PDF File, 93.5 KB)]]><![CDATA[Requirements Applicable to Online and Offline Distribution of Non-SFO-Regulated Structured Investment Products (PDF File, 243.5 KB)]]><![CDATA[BCBS Guidelines on Stress Testing (PDF File, 63.6 KB)]]><![CDATA[Code of Banking Practice (PDF File, 104.8 KB)]]><![CDATA[Policy and Supervisory Approach on Anti-Money Laundering and Counter-Financing of Terrorism (For Stored Value Facility Licensees) (PDF File, 237.5 KB)]]><![CDATA[Circular on Supervisory Policy Manual (SPM): AML-1 “Supervisory Approach on Anti-Money Laundering and Counter-Financing of Terrorism” (For Authorized Institutions) (PDF File, 66.3 KB)]]><![CDATA[Circular on Amendments to Guideline on Anti-Money Laundering and Counter-Financing of Terrorism (For Stored Value Facility Licensees) (PDF File, 67.7 KB)]]><![CDATA[Circular on Amendments to Guideline on Anti-Money Laundering and Counter-Financing of Terrorism (For Authorized Institutions) (PDF File, 69.5 KB)]]><![CDATA[Guideline on Anti-Money Laundering and Counter-Financing of Terrorism (For Stored Value Facility Licensees) (Revised October 2018) (PDF File, 822.9 KB)]]><![CDATA[Guideline on Anti-Money Laundering and Counter-Financing of Terrorism (For Authorized Institutions) (Revised October 2018)(same as SPM module AML-2) (PDF File, 768.5 KB)]]><![CDATA[Investment horizon and suitability assessment (PDF File, 183.6 KB)]]><![CDATA[Eligible Collateral for the Renminbi (RMB) Liquidity Facility (PDF File, 110.6 KB)]]><![CDATA[Contraventions of the Banking Ordinance (PDF File, 106.6 KB)]]>