Tender date : 25 October 2004 Paper on offer : EF Notes Issue number : 5712 Issue date : 26 October 2004 Maturity date : 17 December 2007 Coupon : 3.57% Amount applied : HK$4,631 MN Amount allotted : HK$1,200 MN Average price accepted (yield) : 104.77 (2.01 PCT) Lowest price accepted (yield) : 104.76 (2.01 PCT) Pro rata ratio : About 75 PCT Average tender price (yield) : 104.71 (2.03 PCT) End/Monday, 25 October, 2004 NNNN