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Highlights of 2002   Calendar of Events 2002 Abbreviations used in the Report   Summary Report 2002		Abbreviation used in this Report
		ABF - Asian Bond Fund AI - Authorized institution APEC - Asia-Pacific Economic Co-operation BCP - Business continuity plan BIS - Bank for International Settlements bn - billion CA - Certification Authority CAMEL - An internationally recognised framework for assessing the Capital adequacy, Asset quality, Management, Earnings and Liquidity of banks. CCASS - Central Clearing and Settlement System CCPI - Composite Consumer Price Index CCRA - Commercial credit reference agency CDC - China Government Securities Depository Trust & Clearing Co. Ltd. CHATS - Clearing House Automated Transfer System CI - Certificate of Indebtedness CMU - Central Moneymarkets Unit DCAs - Debt collection agencies DPS - Deposit Protection Scheme DTC - Deposit-taking Companies DvP - Delivery versus Payment EFAC - Exchange Fund Advisory Committee EFBN - Exchange Fund Bills and Notes EFIL - Exchange Fund Investment Limited EFN - Exchange Fund Notes EMEAP - Executives' Meeting of East Asia- Pacific Central Banks EPSCO - Electronic Payment Services Company (HK) Limited FSAP - Financial Sector Assessment Program FSF - Financial Stability Forum FSI - Financial Stability Institute (of BIS) GDP - Gross Domestic Product (in real term unless otherwise stated) GSBS - Government Securities Book-Entry System (of CDC) HIBOR - Hong Kong Interbank Offer Rate HK - Hong Kong HKAB - Hong Kong Association of Banks HKEx - Hong Kong Exchanges and Clearing Limited HKICL - Hong Kong Interbank Clearing Limited HKMA - Hong Kong Monetary Authority HKMC - Hong Kong Mortgage Corporation Limited HKP - Hong Kong Post HKSAR - Hong Kong Special Administrative Region IMF - International Monetary Fund IT - Information technology JETCO - Joint Electronic Teller Company Limited MMs - Market makers mn - million MoU - Memorandum of Understanding MPF - Mandatory Provident Fund NCD - Negotiable certificate of deposit NDI - Negotiable debt instrument NIB - Note-issuing bank OECD - Organisation for Economic Co-operation and Development p.a. - per annum PBoC   People's Bank of China PvP - Payment versus Payment QIS 3 - Third Quantitative Impact Study RAM - Risk Assessment Methodology RLB - Restricted Licence Bank RMLs - Residential mortgage loans RTGS - Real Time Gross Settlement SDDS - Special Data Dissemination Standard SEANZA - Central Banking Group of South East Asia, New Zealand and Australia SFC - Securities and Futures Commission SFESC - Shenzhen Financial Electronic Settlement Center SFO - Securities and Futures Ordinance SMEs - Small and medium size enterprises STET - Submission Through Electronic Transmission STP - Straight-through processing SWIFT - Society for Worldwide Interbank Financial Telecommunication TraHK - Tracker Fund of Hong Kong UK - United Kingdom US   United States of America
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